Ackdanril Thirilen's Blog

Invoice Factoring Company at Major Food Drive

noreply@blogger.com (Ackdanril Thirilen) — Thu, 04 Feb 2010 04:00:00 +0000

Invoice Factoring Company Volunteers at Major Food Drive

A Spokane, Washington factoring company's principals and staff members volunteered for the 10th Annual Tom's Turkey Drive. Complete turkey dinners were sold to grocery store patrons for $15 and donated to Second Harvest Food Bank, which supports 20 emergency food banks in the Spokane area. Over 11,000 meals were donated in the days before Thanksgiving and over $95,000 was raised for the food bank.

Spokane, WA, December 04 -- Universal Funding Corporation principals and staff members volunteered their time to the 10th Annual Tom's Turkey Drive in Spokane, WA on November 20, 2009. Complete turkey dinners were purchased by local grocery store patrons for $15 and donated to Second Harvest Food Bank.

Stationed at the Rosauers grocery store on 14th Avenue, UFC volunteers loaded turkey dinners into the truck, handed out flyers, and stood outside in the rain to encourage motorists to come in, and accept donations for the food bank. Despite the cold, dark, and wet conditions, the UFC volunteers arrived early and stayed late for their shift and had a great time contributing to our community.

11,092 turkey dinners were donated, exceeding the goal of 10,000 for this year. Early estimates tally over $95,000 in cash donations, which is enough to help Second Harvest secure, warehouse, and distribute 570,000 additional pounds of donated food within Spokane County.

Universal Funding Corporation is proud to have worked together with over 500 other volunteers to help those who are less fortunate in the community. To learn more about accounts receivable financing call Universal Funding at 1-800-901-2418 or visit their website UniversalFunding.com.

Contact Information
Universal Funding Corporation
Chad Heaton
800-901-2418
chad@unviersalfunding.com
www.universalfunding.com

Personal Property Insurance Coverage Expands

noreply@blogger.com (Ackdanril Thirilen) — Sun, 03 Jan 2010 20:52:00 +0000

Independent Mutual Fire Insurance Co. Launches New Website to Expand Personal Property Coverage

Independent Mutual Fire Insurance Co., a leading personal property insurance company, recently launched a new website, expanding personal property coverage to a wider range of agents & policyholders.

Baltimore, MD, January 02, 2010 -- Independent Mutual Fire Insurance Company, a leading personal property insurance company providing fire and smoke insurance, tornado insurance, hurricane insurance and more, has recently launched its new website, http://www.imfco.net.

The launch of the new website marks two important milestones for Independent Mutual. Not only does it allow Independent Mutual to experience more accelerated growth on a national level, but the new website also gives Independent Mutual the ability to offer its products and services to both captive and independent agents.

"Our top priorities at Independent Mutual have always been flexibility and fairness towards policyholders and agents alike," reports Scott Sauls, Vice President of Field Support at Independent Mutual. "The website will allow us to offer our personal property insurance products and services to a wider audience. In doing so, we will continue to focus on providing superior levels of customer service to both policy holders and agents."

According to Sauls, the new website offers innovative features that will enable Independent Mutual to offer an unprecedented level of customer service. "Both agents and policyholders can log into customized portals and receive 24/7 access to view the status of their claims reports and adjustments," he says. "We employ real-time claims adjustment technology and provide agents with the ability to instantly quote and issue policies right from their desktop through our AgenTreeT system."

"The new website offers an exciting opportunity for Independent Mutual to provide agents and policyholders with greater fairness and accuracy through the use of technology," Sauls says. For more information about Independent Mutual Fire Insurance Company, please visit http://www.imfco.net or call 800-248-7072.

About Independent Mutual Fire Insurance Company
Established in 1948 and headquartered in Cook County, Illinois, Independent Mutual Fire Insurance Company has been a leader in personal property insurance for over sixty years. Independent Mutual's Executive Office is located in Baltimore, Maryland and offers flexible, comprehensive personal property coverage throughout the United States.

Independent Mutual Fire Insurance Co. is rated as A- (Excellent) by A.M. Best Company. Known for its modest underwriting leverage, irrefutable market expertise, solid investment earnings and long-standing presence in the home service fire and burglary market sector, Independent Mutual provides personal property insurance to policyholders regardless of income or credit history. For more information about the personal property coverage offered by Independent Mutual Fire Insurance Company, please visit http://www.imfco.net or call 800-248-7072.

Contact Information
Independent Mutual Fire Insurance Company
Scott Sauls
800-248-7072
imfconet@gmail.com
www.imfco.net

Updated W2 form - IRS Phishing Scam

noreply@blogger.com (Ackdanril Thirilen) — Wed, 28 Oct 2009 18:26:00 +0000

I almost fell for this new phishing scam, but the 3rd email used an email address the government would not know about.

Never trust any email attachments you get.

-----Original Message-----
From: Internal Revenue Service [mailto:up2date@irs.com]
Sent: Wednesday, October 28, 2009 9:44 AM
To: Business Owner

Subject: Updated W2 form

Dear ,

Important changes within the IRS Employers W-2 forms.
Attached is a updated version of the W-2 form that needs to be completed by all US based employers.
Please update your records and make sure the W-2 form will updated before December 1 2009.
Whether you rely on a tax professional or handle your own taxes,
the IRS offers you convenient programs to make filing and payment easier.
Spend less time and worry on taxes and more time running your business.
Use e-file and the Electronic Federal Tax Payment System (EFTPS) to your benefit.
For e-file, visit www.irs.gov for additional information.
For EFTPS, visit www.eftps.gov or call EFTPS Customer Service at 1-800-555-4477.

Scrap Gold And Silver Recycled Into Jewelry

noreply@blogger.com (Ackdanril Thirilen) — Sat, 15 Aug 2009 22:45:00 +0000

Hawaiian Alchemy; Jewelry Manufacturer Launches New Process to Turn Old Items Into New

Designs 'N Gold, a Hawaiian jewelry manufacturer has devised a method of turning old, broken and unused jewelry into a new piece of jewelry to help save customers money while at the same time helping to save the planet.

Aiea, HI, August 08, 2009 -- Designs N Gold, a Hawaii based Hawaiian jewelry manufacturer, is pleased to announce the launch of their method for turning old, broken and unused jewelry into new Hawaiian heirlooms bracelets, rings, pendants or other types of jewelry.

Clients who wish to recycle old gold and silver can choose from 2000+ design molds or custom design an entirely new piece of jewelry for themselves or as a gift for a loved one. Clients are also able to keep cherished mementos in a new form of jewelry rather than selling it as scrap gold and silver where dealers may pay them pennies on the dollar.

Recycling also helps save the planet. For every ounce of scrap gold or silver that is recycled into new jewelry, the need for the mining companies to mine a ton of earth is reduced. It is estimated that for an average 18-karat gold ring leaves 20 tons of polluted mining waste behind. There are also pollution risks. For example in 1992 in Summitville, Colorado (USA), a containment dam that held mine waste from a gold mining operation burst. The escaped toxic waste killed all life along a 25 km stretch of a nearby river. Finally, recycling also reduces the consumption of resources and energy.

"Our jewelers/engravers enjoy taking scrap and turning it into a beautiful piece of jewelry which gives them them a great since of pride" said Hawaiian born and raised Colette Aoki, owner of Designs 'N Gold. "Recycling old, broken and unused jewelry into new Hawaiian jewelry not only saves our clients money but also allows them to be a part of helping to save our planet's precious resources for future generations."

Colette's customers who have had a chance to try this process are very enthusiastic. Susan of San Diego, CA writes "Thanks very much for the follow-up. I received the bracelet on Friday of last week- it is so beautiful! I am really happy with it". While April of Maui, Hawaii writes "I received the ring, yesterday and I was already so anxious to open the box. Opened it and oh my. Why, it's surely the ultimate beautiful ring I have ever seen. Most of all it's well made. Thank your designer from the bottom of my heart. I have been sharing with people about your business. I am spreading the word of the great job you all have done."

About Designs 'N Gold
The owner of Designs 'N Gold, Colette Aoki, has been in the jewelry business in Hawaii since 1976. Over that period she has designed jewelry for thousands of clients in Hawaii as well as worldwide. In 1985 she acquired the jewelry manufacturer, Designs 'N Gold, which gave her the ability to control the entire jewelry making process from design to finished product. Designs 'N Gold's expert jewelers and engravers create each piece of Hawaiian jewelry including pendants, earrings, bracelets, and wedding rings.

Contact Information
Designs 'N Gold
Colette Aoki
808-484-2699
caoki@aloha.com
www.designsngold.com
98-1277 Kaahumanu St. 106-339
Aiea, HI
96701

Stock Market Trading Easier With New Stock Algorithm

noreply@blogger.com (Ackdanril Thirilen) — Thu, 25 Jun 2009 15:11:00 +0000

UCTrend Technologies' New Stock Algorithm Makes Trading Easy

UCTrend Technologies A new financial analysis website provides users with daily indications of Buy or Sell. UCTrend monitors around 5000 stocks, ETFs and indices and manages to outperform the S&P500.

New York, NY, May 8th -- With the stock market going off the wall, UCTrend Technologies' Co-Founders, Itay Golan and Omri Amit, created a calculator for the quickly-changing stock market.

UCTrend was established to answer the needs of investors to get an extra tool that will enable them to see the direction of the market. The service costs $15 or $25 a month and is based on an advanced mathematical algorithm, created in 2000 and developed since, which measures the quoted value of each security and compare it to its intrinsic value.

When Itay Golan, UCTrend Technologies Co-Founder and Owner, says, "I am predicting the future instead of gambling on it," he knows what he is talking about. Along with his partner, Omri Amit, the two developed a stock algorithm that follows and analyses the market in real time.

Golan and Amit believe in simplicity for the user, "We figured out a way to realize the market in a secure way that is visible and recognizable to the investing public." The UCTrend online calculator provides a market trend indications service that gives independent research on each stock's volume and price. Through a manually setup watchlist, the user is able to easily follow stocks, buy and sell, receive ETF's and reports.

For additional information on UCTrend Technologies' Calculator, contact Itay Golan at itay.g@uctrend.com, or visit http://www.UCTrend.com

Contact Information
UCTrend Technologies
Itay Golan
914-960-4686
itay.g@uctrend.com
uctrend.com

Medical Brokers Launches Medical Businesses and Real Estate Website

noreply@blogger.com (Ackdanril Thirilen) — Sun, 19 Apr 2009 17:01:00 +0000

United Medical Brokers Launches Website Dedicated to Purchase and Sale of Medical Related Businesses and Real Estate

New York, NY, April 01, 2009 -- United Medical Brokers announced its nationwide launch today from its corporate headquarters. United Medical Brokers www.unitedmedicalbrokers.com is now offering nationwide brokerage services for buyers and sellers of medical practices, medical related businesses, and medical related real estate.

The company is a division of Bridge Business and Property Brokers which is a leading business brokerage firm. Bridge was recently named to the INC 500 list of fastest growing companies. Currently there is no firm that offers nationwide support for buyers and sellers of medical related businesses.

United will maintain medical transaction specialists at each of its offices to support the diverse needs of medical business clients. The Managing Partner of the firm is Robert Flynn who spent most of his career with the publicly traded $3 billion London based Cookson Group plc as a senior executive; he brings decades of transaction related experience to the company.

The firm's growth strategy includes affiliations with leading national providers of medical business related services that are positioned to quickly identify medical related transaction opportunities. Prudential Real Estate has joined as an affiliate to serve the medical related real estate needs of United Medical Broker clients across the United States. Priority Leasing is also affiliated to provide medical equipment financing services.

"I am very excited about this expansion of our successful brokerage model. Medical related businesses continue to prosper during these difficult economic times. The long-term fundamentals look exceptionally positive and we are positioned to capitalize on them. Near term the health related policies being planned and executed by the new presidential administration will create further demand for our services," said A.J. Caro, founder of Bridge Business and Property Brokers.

Bridge's President also voiced excitement stating, "The launch of this division shows our commitment to dominating the marketplace by offering expert services to specific vertical markets."

For more information visit the company website at www.unitedmedicalbrokers.com

Contact Information
United Medical Brokers
Robert A. Flynn
401-744-0320
rflynn@unitedmedicalbrokers.com
unitedmedicalbrokers.com

Compliance Training Program To Reflect New TLGP Revisions

noreply@blogger.com (Ackdanril Thirilen) — Thu, 02 Apr 2009 16:54:00 +0000

Edcomm Banker'S Academy Updates Compliance Training Program To Reflect New TLGP Revisions

Edcomm Banker's Academy has made an immediate update to its compliance training program to reflect recent revisions made to the Temporary Liquidity Guarantee Program (TLGP).

Mar 23, 2009 - New York, NY - Edcomm Banker's Academy has made an immediate update to its compliance training program to reflect recent revisions made to the Temporary Liquidity Guarantee Program (TLGP). Focus on Compliance has been updated to include this new information as part of Edcomm Banker's Academy's commitment to providing financial institutions with the most up-to-date, accurate information. Regulatory changes are immediately updated in Banker's Academy's content.

According to the new changes made to the TLGP, entities participating in the debt guarantee program may issue certain FDIC-guaranteed Mandatory Convertible Debt (MCD). The intent of this amendment is to give eligible entities additional flexibility to obtain funding from investors with long-term investment horizons and to reduce the concentration of FDIC-guaranteed debt maturing in mid-2012 that might otherwise have to be rolled into new debt.

Focus on Compliance, from Edcomm Banker's Academy, is a computer-based, distance-learning program, and can be delivered via Internet, Intranet or CD-ROM. The program teaches banking compliance using easy-to-understand language in an interactive, self-paced format. Participants learn from their own perspective, with a curriculum customized to their position. Focus on Compliance covers: Bank Secrecy Act (BSA), Anti Money Laundering (AML), USA PATRIOT Act, OFAC, Privacy, Reg P, Gramm-Leach-Bliley Act, Right to Financial Privacy, Sarbanes-Oxley (SOX), Reg CC & Check 21, Reg D, Reg E, Reg Z, Truth in Lending, FCRA, FACT Act, HMDA, CRA, and Bank Bribery, among others. The program also includes a quick reference guide to all banking regulations, as well as a glossary of terms and a library of reference materials.

For more information about programs like this, or to find out how The Edcomm Group Banker's Academy can customize any training program, log onto www.bankersacademy.com or call 888-433-2666.

The Edcomm Group Banker's Academy is a 21-year-old multimedia education and communication consulting firm specializing in the development of creative business solutions that improve productivity, customer service and market share - providing bottom-line results. The Edcomm Group Banker's Academy has had the privilege of assisting many distinguished clients with business solutions in the form of eLearning programs, classroom instruction, multimedia production and online and print based documentation. Edcomm Banker's Academy offers many off-the-shelf and customized courses such as Teller Training, Compliance Training and Systems Training specifically designed for Banks, Credit Unions and Money Services Businesses (MSBs).

The Edcomm Group Banker's Academy (www.bankersacademy.com) is headquartered in New York City with locations and representation throughout the world.

Contact:
Linda Eagle
Edcomm Banker's Academy
21 Penn Plaza Suite 1010
New York, NY 10001
888-433-2666
linda.eagle@edcomm.com
http://www.bankersacademy.com

No Apology From Allina For 18 percent Interest Rate

noreply@blogger.com (Ackdanril Thirilen) — Thu, 22 Jan 2009 23:22:00 +0000

Allina Hospitals & Clinics Responds to Attorney General's Suit

MINNEAPOLIS - January 2009 -- In response to a lawsuit filed today by the Minnesota Attorney General's Office, Allina Hospitals & Clinics made the following statement:

"Allina Hospitals & Clinics is surprised by the Attorney General's action today. Allina had been analyzing various proposals to modify MedCredit's interest rate structure for some time, and prior to the filing of this suit, Allina had made the decision to reduce the interest rate on all current and future MedCredit accounts to eight percent, regardless of the size of the balance. Allina communicated this to the Attorney General in December of 2008. Allina believes that this new rate structure is in the best interests of our patients who would benefit from the ability to pay their medical bills over time.

"While Allina believes the new rate of eight percent is appropriate going forward, it should be noted that the previous rate structure, which included a sliding interest rate scale based on the balance due, was fully consistent with Minnesota law, and was clearly communicated to all patients who participated in the program. The program is considered "open-ended credit," meaning that patients can use the program on an ongoing basis for subsequent care. The rates previously charged by Allina are consistent with Minnesota law for this type of credit.

Allina believes that MedCredit remains a valuable tool to help some patients pay their medical bills and that it may be a better alternative to financing such debt through a credit card, which may charge a much higher interest rate. Allina does not deny care to anyone based on inability to pay, and works with patients to help ensure they receive all possible forms of assistance in paying their medical bills, including free care or government assistance programs. Allina offers free care to individuals and families whose income is less that 275 percent of Federal poverty guidelines.

"Allina believes the allegations contained in the complaint are without merit and that the MedCredit program is fully compliant with the law. Allina looks forward to discussing this matter further with the Attorney General, and bringing it to a timely resolution."

Allina Hospitals & Clinics is a not-for-profit health care system of hospitals, clinics and other patient care services that provides exceptional care to communities throughout Minnesota and western Wisconsin and employs more than 22,000 people. Allina Hospitals & Clinics facilities, services and jobs can be found online at www.allina.com.

Contacts

Allina Hospitals & Clinics
David Kanihan, 612-262-4986
david.kanihan@allina.com
Cell: 612-867-2845

The lawsuit names as defendants both Allina Health System and its subsidiary, Accounts Receivable Services, a debt collection agency owned by Allina that does business under the name MedCredit Financial Services. It seems odd to me that they lowered the rate to 8% which happens to be the legal limit. As a non-profit perhaps they should consider lowering the rate still further, since that could only be in the best interests of their clients...

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Cold Hard Cash
Billing Computer Medical Software
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How To Have Effective Human Resource Management In A Down Economy

noreply@blogger.com (Ackdanril Thirilen) — Fri, 19 Dec 2008 19:37:00 +0000

Effective Human Resource Management In A Down Economy

Learn how to drive employees to higher levels of business performance by proper management.

This free publication from Taleo is a white paper that explores the crucial relationship between talent management strategies, HR processes, and management practices. It covers the important advantages that can be realized by companies and organizations that are now coping with the current economic downturn. It explains why good human resources, executive management, and management of specific talent is a key issue for all businesses on a global basis and will remain a central strategy in any economic situation.

Talent management in a low or negative growth economy can offer new opportunities like internal organizational mobility, performance management QA, and increased quality of hires. This can deliver significant increase to business performance benefits, even in the midst of financial constraints. Using historical data and demographic trends this white paper dispels many misconceptions that suggest HR's focus is must be narrowed when markets and the economy decline.

This timely free publication can show you how to use talent management principals to cut costs and still boost productivity while you:

. Review, refine, and re-release existing resources to expand into new business and trade markets.
. Manage employee performance to better serve corporate goals.
. Concentrate on bringing new skills in-house to fill voids or reinforce areas in need.
. Deploy new product or service development and bolster retention programs to reduce churn.

We were very surprised this publication was made available without cost. The content is significant, timely, and seems to be very up to date. Anyone in an HR department or senior management could benefit from this free white paper. To get a copy, click here.

Choose from hundreds of other free business magazines, podcasts, trade publications, and white papers from Consultant-Directory.com. There's never a cost, hidden charge, or service fee for any of our free subscriptions.

Increased Insurance Research Caused By Economic Instability

noreply@blogger.com (Ackdanril Thirilen) — Thu, 11 Dec 2008 20:56:00 +0000

US Insurance Online Hits 4.5 Million Customer Milestone

Sees Customers Increasing Insurance Research as a Result of Economic Instability.

Austin, TX, December 07, 2008 -- US Insurance Online, a premiere online portal that provides insurance customers with education and relevant introductions, today announced it had helped over 4.5 million customers get insurance quotes from multiple agents via the Internet. The company also noted that online searches for insurance products had accelerated in recent months. According to the company this provides evidence that recent economic uncertainties are driving customer cost-cutting efforts to include evaluating less expensive insurance policies.

"In uncertain economic times consumers look for opportunities to reduce spending. They find ways to eat out less, purchase fewer luxury items, drive less to reduce fuel purchases, and many are finding insurance to be a target for significant savings," said Jim Waltrip, CEO and co-founder of US Insurance Online. "We help make the search for less expensive insurance coverage more effective by eliminating the time spent finding multiple agents, calling and comparing their offerings. US Insurance Online makes it easy to get in touch with multiple insurance agents who can sell you the products you need."

About US Insurance Online
Since 2005, US Insurance Online has helped make shopping for insurance a painless experience for customers. The company offers a fast, free way for consumers to find the insurance quotes they're looking for at the most competitive rates. Our network of insurance carriers, agents and brokers can match almost any consumer with the insurance they need at a price they can afford. Based in Austin Texas, US Insurance Online was recently named one of the fastest growing companies in the Central Texas region. www.usinsuranceonline.com/

Contact Information
US Insurance Online
Adam Alter
888-522-7355
contact@usinsuranceonline.com
www.usinsuranceonline.com

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List of Loan Forgiveness Programs

noreply@blogger.com (Ackdanril Thirilen) — Sun, 07 Dec 2008 21:16:00 +0000

eLearners.com Offers Comprehensive List of Loan Forgiveness Programs

Loan Forgiveness Programs Rescue Student Debt Amid Credit Crisis.

Hoboken, NJ, December 04, 2008 -- As the recession causes cutbacks across the nation, many working adults are now ducking corporate downsizing by returning to school. A recent survey of visitors to eLearners.com, a web resource of EducationDynamics, found that 42 percent of online education-seekers plan to take out a loan to pay for this return to student status. Amid economic uncertainty, many of these new learners may wonder how they'll pay back their debt in the future. Loan forgiveness and repayment programs, offered by employers in specific need-based occupations, may be the answer. In its Debt-Free College Guide, located at http://debtfree.elearners.com/, eLearners offers the most comprehensive guide to these types of programs on the Internet.

"It's hard for people to think about going back to school for a career change when it's a challenge to figure out how to pay for it," said Terrence Thomas, Executive Vice President of Marketing for eLearners.com, which connects prospective students with online learning providers. "Many people aren't even aware that loan forgiveness programs exist. With the right career move, many of these types of programs can cover the cost of an education."

Loan forgiveness and repayment programs are generally designed to encourage students to pursue educational goals that will lead to employment in a number of need-based occupations, such as working for volunteer organizations, practicing law with low income residents, working in federal or state government, teaching or practicing medicine. In exchange for service in these fields, part or all of student loan debt can be forgiven, be it from a traditional institution or from one of many online colleges. Visitors to eLearners.com can search for loan forgiveness and repayment programs by state, with tailored results customized to their search.

"With student loan debt for those completing their degree jumping 108% in the past decade, according to the National Center for Education Statistics, and students facing one of the most severe credit crunches in history, loan forgiveness programs may just be the perfect solution for those who want to do well by doing good," continued Thomas.

The Debt-Free College Guide is part of eLearners.com's Student Loans and Financial Aid Center. eLearners.com has also introduced such innovations as the eLearners Advisor, an assessment that through a series of targeted questions ranging from technology access and skills, to personal motivation and learning styles, helps prospective elearners determine if online learning is right for them.

For more information on financial aid options and going to school online visit www.elearners.com.

About eLearners.com®
The eLearners.com website is one of several high visibility, high-quality prospecting tools offered by EducationDynamics. Since 1999, eLearners.com has been successfully connecting learners to online education, including online degree and certificate programs, specialized career training, and a variety of online courses. For prospective students, eLearners.com provides a powerful search engine for users to find thousands of online program offerings, as well as educational evaluation tools and financial aid resources. For colleges and universities, the eLearners.com website offers a low-cost, performance-based method to provide national exposure and increase enrollments in their programs. For more information on eLearners.com, visit http://www.eLearners.com.

About EducationDynamics
EducationDynamics, a portfolio company of Halyard Capital, is the leading marketing and information services company dedicated to helping higher education institutions find, enroll and retain students. Its content-rich and highly visible education websites, including EarnMyDegree.com, eLearners.com, GradSchools.com, StudyAbroad.com and its more than 50 special interest microsites, make EducationDynamics the premier provider of qualified prospective students for colleges and universities. In addition, the company offers a full suite of Web-delivered services proven to drive enrollment growth and reduce student attrition. For more information, visit http://www.educationdynamics.com.

Contact Information
eLearners.com
Jenny Foust
(720) 244-4268
jfoust@csg-pr.com
www.elearners.com

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Baltimore Mortgages
Boston Mortgages
Charlotte Mortgages

Wall Street Securities Fraud Abuse Web Portal

noreply@blogger.com (Ackdanril Thirilen) — Fri, 05 Dec 2008 22:44:00 +0000

DrugSettlement.com, LLC is Proud to Announce Its Newest Web Portal - StockLossSettlement.com

Wall Street Abuse has come to a pinnacle over the last couple of Months due to Securities Fraud. StockLossSettlement.com was created by DrugSettlement.com, LLC to alleviate the fears of the public in respect to the publics need for legal council.

Hauppauge, NY, November 13 -- It's time to fight back. StockLossSettlement.com has been created by DrugSettlement.com, LLC for the public's knowledge found below:

Securities fraud costs investors an estimated $40 billion dollars each year.

Americans have been shocked by Washington's bailout of Wall Street.

If you suspect that your losses were not solely the result of a slowing economy but may have been caused by broker misconduct or securities fraud, you may be right. If you have suffered losses in your stock market account, 401(k), and/or IRA you may be able to recover all or part of those losses.

Most people will not know they have been the victims of securities fraud until their losses become significant.

Stock Brokers, Fund managers and Mutual Fund Managers and other financial advisors have a fiduciary responsibility to inform their clients of all of the risks involved in securities transactions. When they neglect their financial fiduciary responsibilities, our securities fraud lawyers will hold them accountable and make sure that defrauded investors have the Right to recover their investments.

Securities fraud, also known as stock fraud and investment fraud, is a practice in which investors make purchase or sale decisions on the basis of false information, frequently resulting in losses, in violation of the securities laws.

Securities fraud consists of deceptive practices in the stock and commodity markets, and occurs when investors are enticed to part with their money based on untrue statements.

Securities fraud includes outright theft from investors and misstatements on a public company's financial reports. The term also encompasses a wide range of other actions, including insider trading and front-running and other illegal acts on the trading floor of a stock or commodity exchange.

According to the FBI, securities fraud includes false information on a company's financial statement and Securities and Exchange Commission (SEC) filings; lying to corporate auditors; insider trading; stock manipulation schemes, and embezzlement by stockbrokers.

If you feel you've been the victim of securities Fraud or lost money in the Stock Market due to Fraud, please contact their experienced Lawyers at 1-866-584-6932 or visit them at www.StockLossSettlement.com

John McCaffery
John @StockLossSettlement.com, LLC
DrugSettlement.com
Phone 631-935-1379
Fax 631-864-4741

Contact Information
DrugSettlement.com
John McCaffery
631-935-1379
John@StockLossSettlement.com
www.StockLossSettlement.com

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Unemployment Options
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Home Security Alarm

Search Engine Network For Sale

noreply@blogger.com (Ackdanril Thirilen) — Tue, 14 Oct 2008 15:18:00 +0000

UK-Based Gasta Search Engine Network Enters Into Sales / Merger Talks

The Gasta search network is a blended search that will deliver web results, news, videos, and images with one single keyword search, then lets users social bookmark search results in their own library. The Gasta search network extends its reach into Europe and USA, has search engines launched in South Africa, China, and Japan. Gasta is a European trademark and the Gasta search engine was last year's winner of the PWC award for innovation, it also holds one of the UK most valuable property domain holdings.

Belfast, Ireland (PRWEB) October 14, 2008 -- It was announced here today that the Belfast-based web 2.0 Search Engine Network Gasta is in talks with several companies for a possible sale or merger. A well established player in European, US, and Asian search, The Gasta.com search engine network currently consists of 450+ Domains, is translated into six languages, offers a contextualised ad system, powerful SEO options, keyword management tools, and full service administration to create, launch, and quickly deploy new search engines in emerging markets and geographical regions as needed.

Gasta has created a very easy to use back-end admin system that is designed for non technical use, within the admin you can add new keywords, manage ad campaigns, replicate advertising codes, and launch new search index's and directories in minutes, Gasta has developed its own text based contextualised ad system, InstantAdsTM and the keyword direct hit service SearchMatchTM allowing users to buy targeted keywords for the geographic region they do business in. As well as this there are many SEO options including InstantLinksTM the free link exchange system that publishes the main directory." We can launch new search engines in emerging regions very easily, with the rapid deployment platform we have developed" said Higgins. "We can launch in Poland and Malaysia very quickly and have been looking out for possible local partners on the ground in these regions".

While Gasta.com is well-established in the Search Industry, it has chosen to maintain a low profile and provided state of the art services to its visitors and advertisers. Christian Nielsen, owner of NielsenTech.com, an Internet consulting firm located in the US said he has used Gasta for many years. "Yes, I was submitting client sites to Gasta's system back as early as 1999 when we started doing SEO and web promotion. They have evolved over the years, and we have keep in contact due to their attitude of service and ethics. Most other firms in the US don't seem to know about them and that's been a competitive edge for us."

Gasta.com owner Francis Higgins believes that now is a 'good time' to transition the search engines network due to the convergence of web 2.0 technologies. Higgins said "We believe that we have created great distribution platform to easily explore and rapidly develop new and emerging regions. We have looked into the possibility of partnering with a mobile carrier to deliver local mobile search in which great opportunities are coming in the future, Gasta works well now on mobiles but we would need the expertise of the big carriers to make an impact and monetize the service.

We have worked hard over the past 12 years to improve the reach and the depth of the Gasta network. With the rapid deployment and white label solution we have developed we can quickly launch blended search engines that will bring up web results, videos, news, and images with one keyword. Our brand commands a high level of respect by those that are familiar with us and those that do some research will see our extensive digital footprint built up over the years that shows our quality and consistency and has established our brand's value in the search marketing industry."

Contacts
Francis Higgins
Comm Director Gasta Search Networks
bizz @ amiwired.com
+44(0)2890333748
Mob:+44(0)7816447363

Equipment Financing Still Strong For Financial Corporation

noreply@blogger.com (Ackdanril Thirilen) — Sat, 27 Sep 2008 03:40:00 +0000

Landmark Financial Corporation Boasts Equipment Financing Still Strong

Although traditional banks are shying away from industrial equipment financing, Landmark Financial Corporation is still able to provide equipment financing for new small and large companies. Because Landmark is not a bank, they are not limited by traditional lending practices.

Greenwood Village, CO, September 26, 2008 -- While the media is full of doom and gloom reports about the current economy, Landmark Financial Corporation announces that construction equipment leasing and financing remains stronger then would be expected given current economic news.

"Those expecting to see evidence of an overall slowdown in commercial equipment finance activity - or a significant decline in portfolio performance - as a result of the mortgage crisis, rising energy and food prices or a general economic slowdown may be surprised by a report by the Equipment Leasing and Finance Association. Economic activity for the $650 billion equipment finance sector, showed overall new business volume for May increased 6.5% when compared to the same period in 2007, proof that our industry is strong," said William Verhelle (ELFA Press Release 06/25/08)

Banks are becoming less willing to offer financing for small and newly established businesses. There are many government lending programs small businesses can turn to when looking for a loan if a traditional bank is unwilling to write the loan. However, these programs aren't always a good fit for small and new businesses that need the cash, because of the restrictions in place by the government. The criteria for such programs are also becoming more stringent in many cases requiring direct liens on the business owners' personal assets.

"We have many new or used equipment finance options for businesses of all sizes. Because we're a direct lender, we have the ability to be more flexible and creative when it comes to business equipment financing. We're in the unique position of having available capital that allows us to manage our portfolio with an eye towards identifying solid opportunities in an economic environment that has finance companies pulling back," said Peter Sutherland, President of Landmark Financial Corporation.

In addition to financing business owners, Landmark also has an appetite for supporting other lenders in purchasing portfolio and is also available to banks wishing to provide their own customers with financing options. This way if a bank is unable to offer a loan to a long-term customer, it can refer the customer to Landmark instead of sending them to a competitor.

"Loans that banks would have approved a year ago don't make the grade today. The credit window is not likely to open up further anytime soon. The Federal Reserve recently reported that the share of banks tightening loan availability to small businesses surged to a record high of 65.3% in the third quarter, up from 7.7% a year ago, according to its monthly survey of senior loan officers. We're striving to make our equipment financing programs available to credit worthy businesses while maintaining the flexibility and creativity often missing from other large institutional lenders in these difficult economic times," said Sutherland.

Landmark Financial Corporation offers all types of construction equipment financing and leasing. Financial help is available for restaurants, construction companies, transportation companies and many others. Because Landmark focuses solely on equipment financing, they are capable of financing almost any type of business equipment.

About Landmark Financial Corporation: Landmark Financial Corporation offers a full service approach to equipment financing. As a direct underwriter, Landmark Financial eliminates the middleman, to save clients money and provide a more seamless experience. The company offers financing for a wide variety of equipment from e-commerce systems to furniture, machine tools to fixtures. Landmark is still there to be your capital finance partner.

Contact Information

Landmark Financial Corporation
Tom Brems
720-214-6866
tom@lfcinc.com

Star's Stock Investing Techniques Shared With People

noreply@blogger.com (Ackdanril Thirilen) — Thu, 18 Sep 2008 00:47:00 +0000

Adam Mesh, "The Average Joe's" Stock Coach, Partners with Prosper Inc.

Prosper Inc., a distance education company based in Utah, has reached an agreement with Adam Mesh to share the former "Average Joe" star's stock investing techniques with people who are eager to get involved with the stock market.

Provo, UT, September 17, 2008 -- Adam Mesh, "The Average Joe's" Stock Coach, has reached an agreement with Utah-based Prosper Inc. to share his highly popular stock trading techniques and coaching in the company's one-to-one distance learning programs.

Even before appearing on NBC's "The Average Joe," Mesh was a successful stock trader. He has been a partner at two successful trading companies, selling the last one in 2006. His success has been landed him coverage in Fortune, "The Tonight Show" with Jay Leno, Trader Monthly, and CNBC's "Squawk Box."

"Prosper is the undisputed leader in one-to-one coaching programs, so it was an easy decision to partner with them," Mesh said. "Prosper has perfected the systems and resources that help students excel. I trust Prosper to give my students what they need to succeed."

"We are thrilled to partner with Adam and we look forward to helping his students gain the stock trading knowledge he is uniquely qualified to share," said Ethan Willis, CEO of Prosper. "We deliver the highest quality coaching programs for some of the most respected brands in the world, and adding someone of Adam's caliber only enhances our position as the most trusted name in one-to-one education."

Since selling his trading company in 2006, Mesh has focused on helping individuals succeed in the stock market, and has found great demand for his coaching. "There are thousands of people who want to get started in the stock market but don't know how," Mesh said. "Prosper will help me reach those who want to learn how."

Prosper works closely with highly recognized business experts, including David Bach, Ken Blanchard, and John Cummuta. Prosper develops curricula for students that, combined with one-to-one coaching, helps them achieve business goals, get out of debt, develop added sources of revenue, etc. Approximately 85 percent of Prosper's enrolling students complete the coursework for their chosen program.

About Prosper Inc.
Prosper Inc., based in Provo, Utah, is a global leader of coaching and distance training in real estate investing, stock market investing, entrepreneurship, e-commerce, and personal finance. Prosper has coached more than 40,000 students since its founding in 1999, and currently educates thousands of students enrolled in its programs in more than 70 countries. Visit Prosper at http://www.prospercorp.com.

Contact Information

Prosper Inc.
Jason Russell
801-371-0755
jrussell@prospercorp.com
www.prospercorp.com

If You Can Pay Off Mortgage, Should You?

noreply@blogger.com (Ackdanril Thirilen) — Sun, 14 Sep 2008 20:58:00 +0000

Paying Off Your Mortgage is a Mistake

If you are even thinking about paying off your mortgage, think again. Why is the Federal Reserve Bank of Chicago reporting that Americans are making the "wrong choice" when it comes to pre-paying their mortgage and saving for their retirement? Find out EXACTLY why and how you can empower your financial future. Live event and financial workshop April 22, 2008, 7 p.m., Oakbrook, IL.

Oakbrook, IL - April 21 -- MatthewSapaula, Inc. will host an event April 22nd, 2008 to help middle class homeowners and real estate investors better manage their money more wisely. They will review strategies on how to maximize a homeowner's greatest asset-their home, protect them from dropping property values and explore options on how to secure their financial future during uncertain economic times. This event is one of more than 350 free classes, seminars and activities promoting financial education that will take place during Chicago's Money Smart Week April 20-26th, 2008.

"Many people today are feeling more isolated, confused and powerless as they are bombarded with negative news about our country and economy," says Matthew Sapaula, President of MatthewSapaula, Inc. "Our workshops will help shed a different light to allow attendees to rethink and redefine how to maintain control of their financial future during these unique times."

Their workshop, titled House Rich, Cash PoorAmerican Dream to American Trap and How to Avoid It, is sponsored by Wachovia and will be held at 7 p.m. CST at the Oakbrook Marriot, 1401 W. 22nd St., Oakbrook, IL 60523, intersection of Cermak and Route 83. Special guest book signings will be held by financial authors James Kraiss, CFP and David Muti, JD who wrote Discovering Life's Hidden Financial Treasures and Mortgages: What You Need to Know, respectively. For seat reservations, free report and audio download, call 800.955.0589 or visit http://www.moneyinmotionseminars.com

Coordinated by the Federal Reserve Bank of Chicago and its Money Smart partners, Money Smart Week is designed to educate consumers about money management and create awareness of financial education programs on a wide range of topics such as budgeting, retirement savings and using credit wisely.

The educational activities will be carried out by more than 200 local community groups, businesses, schools, and non-profit organizations.

"Money Smart Week celebrates its seventh anniversary in Chicago and continues to provide many different opportunities for people to learn about managing their personal finances," said Chicago Fed President Charles Evans. "This year's calendar features diverse and numerous events for a broad range of consumers. During this week, attendees will have many chances to learn where good personal finance information is available."

Additional information and a calendar of events for this year's Money Smart Week are now available at http://www.moneysmartweek.org/chicago

Press Contact: Matthew Sapaula
Company Name: MatthewSapaula, Inc.
Phone: 708.236.1720
Website: www.matthewsapaula.com

Social Networking to Grow Deposits and Lending For Caribbean Banks

noreply@blogger.com (Ackdanril Thirilen) — Sun, 07 Sep 2008 19:43:00 +0000

Caribbean Banks to Leverage Social Networking to Grow Deposits and Lending; eDominate Software Opens New Doors for Online Customer Service

Port-of-Spain, Trinidad and Tobago, September 07, 2008 -- eDominate Inc., a global leader in providing buying cycle management solutions to financial institutions, today announced its introduction of eCommerce Manager Caribbean (or, "eCM Caribbean") and Caribbean Loan Origination Plus (or, "Caribbean LOS Plus") to the Caribbean banking markets.

As eDominate's flag-ship product, eCM Caribbean is a dynamic online lending portal designed to improve financial institutions' loan portfolios, deposits, customer service, and profitability. The software gives banks and credit unions around the world the ability to support borrowers during the research, shopping, and lending stages of their buying cycles. This expanded customer service - or "buying-cycle management" - not only increases customer value and loyalty, but improves the institution's chances of capturing their loan business when they are ready to seek financing.

Helping to define eDominate's focus, the Caribbean Bankers User Group held their 18th Annual Meeting the week of July 15, 2008, at the Ft. Young Hotel in Dominica. The focus of this year's meeting was on increasing fee income through secure remote distribution channels, and eDominate was invited to speak and offer a solutions' roadmap.

"eDominate is our only vendor who has automated loan origination, both online and in the back-office, specific to the Caribbean banking requirements," said Chantell Norville, Manager of Project User Information Management and Technology for the East Caribbean Financial Holding Company, Ltd. "Their phenomenal success with the Bank of Saint Lucia makes them a key provider for lending solutions in the Caribbean."

eDominate's experience in loan origination instructed their development of eCM Caribbean, harnessing the social networking capabilities of Internet communications to add the tangible benefits of buying-cycle management for lenders. And eDominate's success in mapping their loan origination and online lending solutions to the Caribbean market, initially with the Bank of Saint Lucia, make for an end-to-end loan generation and origination solution for Caribbean banks.

"There is a very strong desire across Caribbean bankers to leverage technology automation," said John Benjamin, Managing Director at TCI Bank. "We hope to use automation not only to increase income, but also to gain operational efficiency, decrease costs, and provide improved services to our customers. I'm intrigued by eDominate's unique approach to Internet lending and how they help banks to support potential borrowers much earlier in their buying cycles than the loan process. I can easily imagine how providing this elevated level of service wins customers for the lender."

eDominate will be showcasing eCM Caribbean and the business advantages of buying-cycle management to Caribbean financial institutions this fall in a series of teleconferences with ECIC Holdings Ltd. In demonstrating the diverse features of this online portal - and answering questions on how it can drive lending, deposits, cross-sales, and even commercial business - eDominate intends to acknowledge the Caribbean Bankers User Group's consolidated buying power by offering discounted pricing to institutions purchasing as a group.

ABOUT ECIC Holdings Ltd.
ECIC Holdings Ltd. (ECIC) is a private company headquartered in Basseterre, St Kitts, and held by 10 indigenous banks of the region: Grenada Co-operative Bank Ltd., 1st National Bank St Lucia Ltd., National Bank of Dominica, ABI Bank Ltd., Caribbean Union Bank Ltd., St Kitts Nevis Anguilla National Bank Ltd., Bank of Nevis Ltd., National Bank of Anguilla Ltd., Caribbean Commercial Bank (Anguilla) Ltd. and TCI Bank Ltd. ECIC's mission is to be the facilitator of the creation of a virtual, modern, competitive financial services operation comprising member indigenous financial institutions of the region, and to enhance the operations and the share value of its shareholders and promote their competitiveness and sustainability in the CSME. ECIC owns majority shares of Caribbean Financial Services Corporation (CFSC), a Barbados-based development finance institution that provides loan, quasi-equity, and equity financing to Caribbean SMEs, as well as facilitates participation in the region's capital markets by the public and private sectors of the region.

About eDominate
eDominate Inc. ("eDominate") is a global provider of software and services that help financial institutions to build and monetize social networks. Banks, credit unions, and finance companies use eDominate's patent-pending methodology and Internet technologies to open new markets for lending and deposits, win new commercial accounts, drive new lending opportunities, generate new revenue streams, improve customer service online, provide community advocacy, achieve "greener" business operations, and cross-sell more financial products and services. eDominate software can be delivered internationally and customized to accommodate almost any financial niche. For more information, please visit www.eDominate.com.

Contact Information

eDominate, Inc
Mike Einsel
602-222-8558
meinsel@edominate.com
www.edominate.com

iShares MSCI Chile (ECH) in Latest Edition of ETF Momentum Tracker

noreply@blogger.com (Ackdanril Thirilen) — Sat, 06 Sep 2008 21:15:00 +0000

ETF Momentum Tracker Spotlights iShares MSCI Chile (ECH) in Latest Edition

Portland, ME, September 05, 2008 -- ETF Momentum Tracker (http://www.fidelityadviser.com/readMe_ETF.asp) profiles iShares MSCI Chile (ECH) in the latest issue of the newsletter released today. ETF Momentum Tracker recently added ECH to its model portfolio. http://store.fidelityindependentadviser.com/etf1yr.html

"Until a few months ago Chile's Santiago Stock Exchange-like many of its Latin American neighbors'-was doing well," noted Don Dion, publisher of ETF Momentum Tracker, "thanks in part to the commodity price boom, fueled by insatiable demand from the developing world."

The iShares MSCI Chile ETF gained nearly 9% in the first quarter, while the S&P 500 fell 10%. ECH hit an all-time high on April 23, but has fallen 17.9% since, including a 12% drop in the three months ended Aug. 29. Over the latter period, the S&P 500 fell just 8%.

http://store.fidelityindependentadviser.com/etf1yr.html

"That's not the kind of returns investors here have come to expect," reflected Dion, "over the five years prior to the fund's high, Latin American funds averaged a 44% annualized gain."

Despite recent disappointments, Dion maintains that ECH has held up "better than most" amongst its peers. The ETF is off 7.3% this year-beating the MSCI EAFE Index by more than 11%. ECH's three-month performance ranks in the top 1% of Latin American funds and beats the MSCI EAFE Iindex by more than two percentage points. ECH also outperformed iShares' Emerging Markets (down 20.6%), Brazil (down 26.1%) and Latin America 40 (down 21.9%) for that period.

"ECH was promoted as an indirect play on growth in China and India," Dion said, "thanks to its natural resources-and for having a market that is less risky than it used to be, backed by a growing domestic economy." That, bulls say, may still be the case-at least in the long term.

Can ECH maintain the momentum necessary to remain in ETF Momentum Tracker's model portfolio (http://www.fidelityadviser.com/readMe_ETF.asp)? "The bottom line is that ECH hasn't been able to post the kind of otherworldly returns some came to expect," Dion said "but it's done better than its peers, making it an attractive niche play for direct exposure to Latin America and an indirect link to China."

ETF Momentum Tracker is a member of Fidelity Independent Adviser's family of financial publications. With more than 70,000 subscribers in the United States and 29 other countries, Fidelity Independent Adviser publishes four monthly newsletters and three weekly newsletters. Its flagship publication, Fidelity Independent Adviser, has been published monthly for 11 years and reaches 40,000 subscribers. http://store.fidelityindependentadviser.com/etf1yr.html

Don Dion, publisher of Fidelity Independent Adviser, is also president and founder of Dion Money Management, a fee-based investment advisory firm to affluent individuals, families and nonprofit organizations, where he is responsible for setting investment policy, creating custom portfolios and overseeing the performance of client accounts. Founded in 1996 and based in Williamstown, Massachusetts, Dion Money Management manages more than $750 million in assets for clients in 49 states and 11 countries. A licensed attorney in Massachusetts and Maine, Mr. Dion has more than 25 years' experience working in the financial markets, having founded and run two publicly traded companies before establishing Dion Money Management. http://www.dionmm.com/

Contact Information

Dion Money Management, LLC
Donald R. Dion
1-800-432-7447 ext. 119
donalddion@dionmm.com
www.dionmm.com

U.S. Real Estate Slowdown Positive Now

noreply@blogger.com (Ackdanril Thirilen) — Thu, 21 Aug 2008 19:25:00 +0000

Positive Sign in U.S. Real Estate Slowdown

The U.S. foreclosure epidemic is reaching the halfway mark, signaling a positive sign in the nation's real estate slowdown, according to a new report.

Destin, FL, August 20, 2008 -- The foreclosure crisis has nearly reached the halfway point, marking a positive sign in the nation's real estate slowdown and the markets eventual recovery, according to a new report from Housing Predictor.

Researchers have determined that an estimated 3-million properties have been foreclosed since the start of the foreclosure epidemic nationally, but an onslaught of additional foreclosures are forecast. However, the acknowledgement of the mid-way point of the crisis should begin to give consumers a renewed confidence in the nation's economy, according to real estate analysts.

The report on the Housing Predictor web site, which includes its forecast of foreclosures into 2011 explores the foreclosure crisis and the pains that homeowners have gone through to hold on to many of their homes.

The foreclosure epidemic, first forecast by Housing Predictor has become the nation's worst housing crisis since the Great Depression with falling home values in the over-whelming majority of the country. An online survey just completed by Housing Predictor found that 85% of those surveyed feel they have been affected by the real estate crisis in some way. The nation's slowing economy is blamed on the real estate crisis.

As real estate markets begin to hit their bottoms and the inventory of foreclosures are bought up by bargain hunters and owner occupants the crisis will slowly begin to wither away. However, many economists expect a full recovery to take years.

To read the full report, search real estate listings and check the latest market forecasts visit Housing Predictor dot com.

Contact Information

Housing Predictor
Mike Colpitts
850-622-1016
yourrealestatepro@hotmail.com
www.housingpredictor.com

Trading Club Delivers Stock Picks, Trade Set-ups and Market Intelligence

noreply@blogger.com (Ackdanril Thirilen) — Sat, 16 Aug 2008 04:41:00 +0000

Swing Trading Club from Investing Systems Delivers Stock Picks, Trade Set-ups and Market Intelligence to Day Traders, Swing Traders and Long Term Investors

AMELIA ISLAND, Fla.-- July 26, 2008 --Investing Systems announced today the opening of their new Swing Trading Club for traders and investors.

"Buy and hold investing has seen better days," said William McKinley, President of Investing Systems. "Most people believe that you need to take a more active role in order to effectively manage a portfolio."

The swing trading club offers trade set-ups daily and shows investors the entry and exit strategy, the stop-loss points and target prices for each trade. The site features a chat room, market trend indicators and commentary from professional traders.

"Everyone knows that you need to invest for yourself," McKinley said. "But that does not mean that you have to trade by yourself."

The Swing Trading Club is open to all traders and investors and even includes training sessions and coaching on specific technical trading styles. The subscription price is just $49.95 per month and the members already love the interaction with other traders.

"People like to trade along with others in the club," McKinley said. "Beginners are learning the ropes and experienced traders like to share their expertise. We think everyone should take a serious look at the club if only to have some trading buddies to bounce ideas with."

Investing Systems Inc. manages a network of more than 100 websites focused on the benefits of disciplined systematic investing. Customers in more than 70 countries have used ISI products and services to become better, more disciplined, investors.

"I am not sure exactly how many members we will let into the club," McKinley said. "The most important thing to us is that people have fun, make money and become better traders and investors. If we have to limit the size, we will."

For additional information about the Swing Trading Club website visit:

http://www.SwingTradingClub.com

Contacts

Investing Systems Inc.
Douglas Newberry, 904-261-5289
DNewberry@investing-systems.com

Bonds Outlook Stable

noreply@blogger.com (Ackdanril Thirilen) — Tue, 12 Aug 2008 00:50:00 +0000

Fitch Upgrades Cape Regional Medical Center's (NJ) Bonds to 'A'; Outlook Stable

NEW YORK-- August 11, 2008 --Fitch Ratings has upgraded the $23.5 million outstanding New Jersey Health Care Facilities Financing Authority revenue bonds (Burdette Tomlin Memorial Hospital, Inc. Issue), series 1999 to 'A' from 'A-'. The Rating Outlook is Stable.

The rating upgrade to 'A' is based on Cape Regional Medical Center's (Cape Regional; formerly Burdette Tomlin Memorial Hospital, Inc.) excellent liquidity and light debt burden as well as improved operations over the last 3 1/2 fiscal years. At fiscal year end Dec. 31 2007, Cape Regional had days cash on hand (DCOH) of 273.1 days and cash to debt of 301.9%, both well above Fitch's 'A' category medians of 185.2 DCOH and 111.6% cash to debt. Additionally, Cape Regional defeased its 1991 series bonds in fiscal 2007.

Maximum annual debt service (MADS) on the remaining series 1999 bonds is $2.1 million, which is $1.2 million lower than previous MADS. Pro forma debt service coverage in fiscal 2007 was a strong 6.2 times (x), above Fitch's 'A' category median of 4x, and the cushion ratio was 33.3x, more than double Fitch's 'A' category median of 15.4x. Unaudited results for six months ended June 30, 2008 show MADS coverage of 5.5x and a cushion ratio of 31.4x.

In addition to Cape Regional's strong liquidity and light debt burden, operations over the last 3 1/2 fiscal years have continued to improve. Since fiscal 2005, Cape Regional has improved operations with positive operating margins two out of the last three years and positive excess margins in all three years. Cape Regional ended fiscal 2007 with a 0.6% positive operating margin and a 5% positive excess margin ($5.6 million in total excess income). Further indication of the operational turnaround has been the improvement to Cape Regional's operating EBITDA margin and EBITDA margins. Cape Regional's Operating EBITDA and EBITDA margins have averaged 7.5% and 11.2%, respectively, from 2005-2007 compared to 5.3% and 7.3% from 2002-2004.

The Stable Outlook is based on Cape Regional's continued market dominance, lighter debt burden, and Fitch's belief that Cape Regional will be able to sustain the current operating performance. Cape Regional enjoys a 72% market share in its primary service area as its nearest competitor is more than 20 miles away. This market dominance helps to offset concerns about Cape Regional's small revenue size for the rating category. Ongoing credit concerns include Cape Regional's rising bad debt expense and vulnerability of revenue stream given the seasonality of admissions.

Fitch does not anticipate Cape Regional issuing additional debt over the next few years. A prior credit concern of Fitch's had been the hospital's capital needs. Management has begun increasing capital spending, including a $2.2 million renovation of inpatient rooms. Capital expenditures as percentage of depreciation increased to 217.4% in fiscal 2007 from 66.2% in fiscal 2006; Fitch's 'A' category median is 155.8%. Given Cape Regional's operational turnaround, Fitch anticipates that over the medium term the hospital will be able to continue to fund capital projects from cash flow and philanthropy without the need to issue debt.

Fitch believes that Cape Regional will be able to sustain current levels of operations. Cape Regional has significantly lowered its length of stay over the past few years, from 4.9 days in fiscal 2004 to 4.3 days in fiscal 2007, started a hospitalists program, had strong physician recruitment, and established an affiliation with University of Penn Health System for oncology and cardiology, which has improved cardiology coverage at the hospital. These programs should help sustain operating margins over the medium term. While Cape Regional has a negative 0.8% margin for the first six months of fiscal 2008, it showed bottom line profitability with a 3% excess margin, and is ahead of budget heading into the busy tourist season. Management indicated that the volume numbers from the first two months of the season, June and July, have been strong.

Cape Regional is a 242-licensed (208 operated) bed facility located in Cape May County off exit 10 on the Garden State Parkway, approximately 45 miles south of Atlantic City. Cape Regional, with total revenue of $107.5 million in fiscal 2007, is part of the Cape Regional Health System, which includes a foundation, and Cape Regional Health Enterprises, which houses a small management services organization. Cape Regional covenants to provide annual and quarterly disclosure to bondholders. Disclosure to bondholders has been good, including quarterly income statement, balance sheet, cash flows, utilization, and management discussion and analysis.

Fitch's rating definitions and the terms of use of such ratings are available on the agency's public site, www.fitchratings.com. Published ratings, criteria and methodologies are available from this site, at all times. Fitch's code of conduct, confidentiality, conflicts of interest, affiliate firewall, compliance and other relevant policies and procedures are also available from the 'Code of Conduct' section of this site.

Contacts

Fitch Ratings, New York
Eric Espino, 212-908-0574
Gary Sokolow, 212-908-9186
or
Media Relations:
Cindy Stoller, 212-908-0526

No Cost Personal Finance Program

noreply@blogger.com (Ackdanril Thirilen) — Fri, 08 Aug 2008 00:41:00 +0000

Free Personal Finance Program

The Money Books.com is offering "Links To Your Financial Future" for a limited time.

Los Angeles, CA - March 14 -- dash Media Networks announced today its website The Money Books.com (www.themoneybooks.com) will offer a free downloadable personal finance program for a limited time. Users will need to join The Money Books mailing list to get access to the program. Links To Your Financial Future provides valuable internet links to a variety of important financial topics in the categories of Investment and Planning, Credit and Retirement.

According to a dash Media Networks spokesman, "This type of personal finance program is particularly important this time of year when everyone is concerned about the IRS and their taxes. The Money Books.com site is all about helping people increase their personal wealth and financial well being and this program provides an avenue for greater financial knowledge."

For dash Media Networks, the move is part of an effort to increase its interaction with the users of The Money Books.com. By encouraging users to sign up for its mailing list the site can service the needs of the community more efficiently as well as provide important information to the most motivated users. Mailing list subscribers will receive targeted content in a variety of areas such as mortgage finance, insurance, and entrepreneurial wealth building.

About dash Media Networks:
dash Media Networks is a collection of broad and niche oriented e-commerce and social networking outlets focused on products and communities in the range of technology, consumer electronics and other high growth potential sectors.

Press Contact: David Ashe
Company Name: dash Media Networks
Phone: 310-749-5055
Website: www.themoneybooks.com

Strong Web Presence is Necessary During a Recession

noreply@blogger.com (Ackdanril Thirilen) — Mon, 04 Aug 2008 20:37:00 +0000

Noted Dallas Interactive Marketing Firm WrightIMC to Host Free Site Clinic: Marketing Experts to Offer Free Clinic to Area Businesses on How a Strong Web Presence is Necessary During a Recession

Noted Dallas search firm WrightIMC (www.wrightimc.com) is set to host the firm's first site clinic on May 8, 2008 at their offices at 101 E. Park Blvd. #600 from 6 p.m. to 8 p.m. The site clinic is designed to teach area businesses how a strong Web presence can benefit them financially in troubled economic times.

April 23 -- Noted Dallas search firm WrightIMC (www.wrightimc.com) is set to host the firm's first site clinic on May 8, 2008 at their offices at 101 E. Park Blvd. #600 from 6 p.m. to 8 p.m. The site clinic is designed to teach area businesses how a strong Web presence can benefit them financially in troubled economic times.

"Just because you are a grown-up doesn't mean you can't continue to learn a new field," said Tony Wright, CEO and Founder of WrightIMC. "One of my passions is to teach and share my years of experience with businesses on how a strong web presence can benefit the growth of a company."

After a brief introduction by Wright and Vice-President John Confer, WrightIMC personnel will view the Websites of those in attendance. Each Website chosen will be critiqued from a search engine optimization, pay-per-click marketing, usability, design and conversion rate analysis standpoint. WrightIMC personnel will then make recommendations on how to change each site in order to increase its Web presences and make it more profitable.

The clinic will critique as many sites as possible, however if all sites cannot be critiqued in the time allotted, WrightIMC will schedule personalized sessions with each attendee so everyone can be assured their sites are viewed.

"I've done these clinics at national seminars and local organizations for years, and they are always the highlight of any presentation," said Wright. "I'm really looking forward to doing this within the confines of our own teaching environment with no limits on the types or amounts of critiques we can do."

The site clinic will be located at the WrightIMC offices from 6-8pm May 8 at 101 E. Park Blvd. Suite #600, Plano, Texas 75074. The event is free and on a first come, first serve basis. To assure that you have a seat, please contact WrightIMC at 972-516-3853 or email protected from spam bots.

About WrightIMC

Founded in 2007 by noted interactive and search marketing expert Tony Wright (http://www.wrightimc.com/tony_wright_bio.html), WrightIMC is a Dallas, Texas based interactive and search marketing consultancy dedicated to helping companies create profitable, sustainable Web presences. The company is also known as the "search marketers search marketing firm" for its ability to assist agencies and in-house search teams enhance and efficiently manage their own search practices.

Press Contact: TONY WRIGHT
Company Name: WrightIMC
Phone: 9725-516-3853
Website: http://www.wrightimc.com

Auto Leasing Troubles Affect Consumers and Dealers

noreply@blogger.com (Ackdanril Thirilen) — Sat, 02 Aug 2008 19:46:00 +0000

How Auto Leasing Troubles Affect Consumers and Dealers: Zag CEO Scott Painter Available Immediately to Discuss

August 01, 2008 - Zag, Inc.:

WHAT: News that major automakers and leading banks are dropping or limiting popular auto leasing programs affects parties on both sides of the auto transaction. Zag CEO and auto industry pioneer Scott Painter is available immediately to discuss how consumers and dealers should respond.

For Consumers
It's understandable that consumers would feel a little vulnerable these days: uncertainty about their auto financing options, and the fear of being stuck with a gas-guzzler, are just a few possible reasons. What they can do:

-- Look to membership based organizations with special car-buying programs, like AAA, USAA, credit unions and others. In these trusted organizations consumers find an advocate using group buying power to offer members lower prices on new cars and a better buying experience overall.

-- Educate themselves about their options: there's a wealth of car and financing information online, and there are dealers today that are making the buying process easier by giving guaranteed prices upfront and improving the overall dealership experience.

For Auto Dealers

Dealers are coping with a struggling industry, sluggish economy and belt-tightening consumers. It's more important than ever for dealers to streamline costs and find ways to boost volume. Painter just published a some provocative ideas on this very subject, in a white paper titled, "Long Live New-Car Profitability," available at http://www.zag.com. He can address this from a variety of angles. Here's a snapshot:

-- Eliminate the haggle to steal customers from competitors: abandon the "come on down" approach, and instead offer bottom-line prices to consumers upfront, while they're researching new cars online.

-- As consumers shift from leasing to buying, be the dealer that makes the process easy and enjoyable for them. Eliminate the commissioned sales force and shift to "concierge mode" - which will change the often-contentious sales relationship to one based on trust.

WHO: Scott Painter, founder and CEO of Zag, Inc. (www.zag.com). Painter pioneered the fledgling online car-buying sector six years ago with the launch of CarsDirect.com. He was instrumental in bringing car shopping online and is credited with being the first to introduce upfront pricing on the Internet.

His latest venture, Zag (www.zag.com), has created a better way to buy a car. Zag operates a robust auto shopping, research and pricing technology platform that saves buyers money by concentrating group buying power, while providing a better car buying experience by connecting buyers with select dealers that provide upfront discounted pricing and a no-hassle delivery process. Its partners give Zag a combined total audience of more than 100 million members/consumers. Zag is fully operational for 65 percent of U.S. households and services more than 93 percent of in-market customers. Zag has made 1 million introductions since inception - meaning 1 million consumers have received a guaranteed upfront price on a car in writing.

Zag is based in Santa Monica, Calif.

WHEN: Available immediately for an interview.

HOW: To speak with Scott Painter, contact:

Contacts

Edge Communications, Inc.
Ken Greenberg, 818-990-5001
ken@edgecommunicationsinc.com

Homeowners Receiving Structured Settlement Payments Get Foreclosure Assistance

noreply@blogger.com (Ackdanril Thirilen) — Sat, 26 Jul 2008 03:24:00 +0000

Woodbridge Investments to Offer Foreclosure Assistance to Homeowners Receiving Structured Settlement Payments

Woodbridge Investments, LLC. a structured settlement factoring company has today announced a new program designed to aid homeowners who are facing foreclosure.

Studio City, CA - March 15 -- Woodbridge Investments, LLC. a structured settlement factoring company has today announced a new program designed to aid homeowners who are facing foreclosure.

The newly implemented "Woodbridge Home Owner Relief Program" will allow homeowners who are receiving structured settlement, annuity, or lottery payments to instantly borrow up to $20,000 against their settlements to reinstate or pay delinquent mortgage payments.

Heading up the innovative new program is Sofia Ekberg, who has an extensive background in debt negotiation with banks nationwide. Sofia stated, "My experience with homeowner relief programs acted as the catalyst for the idea to offer loans to homeowners receiving structured settlements."

Ms. Ekberg further added, "Management at Woodbridge Investments was thrilled with the idea and has set aside a fund to immediately begin making loans."

To qualify, an individual must own a home and at the same time be receiving a structured settlement, annuity or lottery payment.

About Woodbridge: Woodbridge Investments and its predecessor companies have been purchasing Lottery Payments, Structured Settlements and other cash flows since 1993. Over a thousand individuals and families have relied on Woodbridge to realize a large lump sum from the sale of their long term payments.

Press Contact: Jennifer Fiero
Company Name: Woodbridge Investments, LLC
Phone: 1-866-865-7044
Website: www.woodbridgeinvestments.com

Structured settlements are when someone receives financial or insurance periodic payments that was accepted to settle a claim such as a personal injury tort or pay off a statutory periodic payment obligation. Structured settlements were first made during the 1970s as an alternative to lump sum settlements that might cause a large corporation to go out of business. Structured settlements is part of statutory tort law in the United States. Structured settlements may or may not include income tax and spend thrift requirements and benefits. The structured settlement payments may be called periodic payments and a structured settlement that is incorporated into a trial judgment is called a periodic payment judgment.