Nalimtas Looqat

Preforeclosure Investing Marketing System

2009-04-26T15:52:00.000-05:00

Exclusive Preforeclosure Investing Marketing System Launched

SaveMeFromForeclosure.biz will launch their exclusive preforeclosure investing marketing system. Real estate investors across the county will be able to sign-up for unlimited marketing, branding and licensing rights of SaveMeFromForeclosure.com. Investors will also be able to leverage outsourced short sale services, outsourced loss mitigation services, and access a members only website with a wealth of information, tools and resources.

Blaine, WA - May 19, 2008 -- Today SaveMeFromForeclosure.biz announced the official launch of their exclusive Local Representative product. On Thursday, May 22nd at 11 am PST | 12 pm MST | 1pm CST | 2 pm EST SaveMeFromForeclosure.biz will launch their exclusive preforeclosure investing marketing system.

Real estate investors across the county will be able to sign-up for unlimited marketing, branding and licensing rights of SaveMeFromForeclosure.com. Investors will also be able to leverage outsourced short sale services, outsourced loss mitigation services, and access a members only website with a wealth of information, tools and resources.

Exclusive SaveMeFromForeclosure.com Local Representative will benefit from the SaveMeFromForeclosure.com nationally recognized brand, Page 1 Google ranked website, and receive all of the on-line leads (homeowners wishing to keep or sell their home to avoid foreclosure) for his or her selected territory. Local territories are allocated on a county-by-county basis. Only one investor per county is allowed to become a SaveMeFromForeclosure.com local representative.

"We are thrilled to be launching our exclusive Local Representative product. While we have been in business for many years now, this will be the first chance real estate investors nationwide will be able to utilize or national brand, online presence and preferred outsourced partners in their preforeclosure investing business," said Justin Lee, CEO and Co-Founder of SaveMeFromForeclosure.com, LLC. "We are constantly hearing from investors that navigating short sales and getting set up on the web are two of the biggest challenges preforeclosure investor face. By partnering with SaveMeFromForeclosure.com, we have eliminated two of the biggest stumbling blocks for investors across the country."

By becoming an exclusive SaveMeFromForeclosure.com Local Representative preforeclosure investors gain access to:

    * Exclusive marketing and branding rights to SaveMeFromForeclosure.com
    * Outsourced Short Sale Services
    * Professionally written marketing materials and direct mail system
    * Exclusive access to all web leads for the Local Representative's territory
    * Outsourced Loss Mitigation Services
    * SaveMeFromForeclosure.com Local Representative Membership site

"The launch of our local representative product could not have come at a better time. There are many foreclosure investors across the nation trying to help the millions of homeowners facing foreclosure. SaveMeFromForeclosure.com provides our Local Representatives the tools and solutions to aid investors in helping homeowners avoid foreclosure," said Dreama Lee, President and Co-Founder of SaveMeFromForeclosure.com, LLC.

Preforeclosure investors interested in learning more about becoming an exclusive Local Representative of SaveMeFromForeclosure.com can visit: SaveMeFromForeclosure.biz

CONTACT INFORMATION

Penny Fletcher
SaveMeFromForeclosure.com, LLC
360-306-5933

Dreama Lee
SaveMeFromForeclosure.com, LLC

Medical Brokers Launches Medical Businesses and Real Estate Website

2009-04-19T12:01:00.000-05:00

United Medical Brokers Launches Website Dedicated to Purchase and Sale of Medical Related Businesses and Real Estate

New York, NY, April 01, 2009 -- United Medical Brokers announced its nationwide launch today from its corporate headquarters. United Medical Brokers www.unitedmedicalbrokers.com is now offering nationwide brokerage services for buyers and sellers of medical practices, medical related businesses, and medical related real estate.

The company is a division of Bridge Business and Property Brokers which is a leading business brokerage firm. Bridge was recently named to the INC 500 list of fastest growing companies. Currently there is no firm that offers nationwide support for buyers and sellers of medical related businesses.

United will maintain medical transaction specialists at each of its offices to support the diverse needs of medical business clients. The Managing Partner of the firm is Robert Flynn who spent most of his career with the publicly traded $3 billion London based Cookson Group plc as a senior executive; he brings decades of transaction related experience to the company.

The firm's growth strategy includes affiliations with leading national providers of medical business related services that are positioned to quickly identify medical related transaction opportunities. Prudential Real Estate has joined as an affiliate to serve the medical related real estate needs of United Medical Broker clients across the United States. Priority Leasing is also affiliated to provide medical equipment financing services.

"I am very excited about this expansion of our successful brokerage model. Medical related businesses continue to prosper during these difficult economic times. The long-term fundamentals look exceptionally positive and we are positioned to capitalize on them. Near term the health related policies being planned and executed by the new presidential administration will create further demand for our services," said A.J. Caro, founder of Bridge Business and Property Brokers.

Bridge's President also voiced excitement stating, "The launch of this division shows our commitment to dominating the marketplace by offering expert services to specific vertical markets."

For more information visit the company website at www.unitedmedicalbrokers.com

Contact Information
United Medical Brokers
Robert A. Flynn
401-744-0320
rflynn@unitedmedicalbrokers.com
unitedmedicalbrokers.com

List of Loan Forgiveness Programs

2008-12-07T15:16:00.001-06:00

eLearners.com Offers Comprehensive List of Loan Forgiveness Programs

Loan Forgiveness Programs Rescue Student Debt Amid Credit Crisis.

Hoboken, NJ, December 04, 2008 -- As the recession causes cutbacks across the nation, many working adults are now ducking corporate downsizing by returning to school. A recent survey of visitors to eLearners.com, a web resource of EducationDynamics, found that 42 percent of online education-seekers plan to take out a loan to pay for this return to student status. Amid economic uncertainty, many of these new learners may wonder how they'll pay back their debt in the future. Loan forgiveness and repayment programs, offered by employers in specific need-based occupations, may be the answer. In its Debt-Free College Guide, located at http://debtfree.elearners.com/, eLearners offers the most comprehensive guide to these types of programs on the Internet.

"It's hard for people to think about going back to school for a career change when it's a challenge to figure out how to pay for it," said Terrence Thomas, Executive Vice President of Marketing for eLearners.com, which connects prospective students with online learning providers. "Many people aren't even aware that loan forgiveness programs exist. With the right career move, many of these types of programs can cover the cost of an education."

Loan forgiveness and repayment programs are generally designed to encourage students to pursue educational goals that will lead to employment in a number of need-based occupations, such as working for volunteer organizations, practicing law with low income residents, working in federal or state government, teaching or practicing medicine. In exchange for service in these fields, part or all of student loan debt can be forgiven, be it from a traditional institution or from one of many online colleges. Visitors to eLearners.com can search for loan forgiveness and repayment programs by state, with tailored results customized to their search.

"With student loan debt for those completing their degree jumping 108% in the past decade, according to the National Center for Education Statistics, and students facing one of the most severe credit crunches in history, loan forgiveness programs may just be the perfect solution for those who want to do well by doing good," continued Thomas.

The Debt-Free College Guide is part of eLearners.com's Student Loans and Financial Aid Center. eLearners.com has also introduced such innovations as the eLearners Advisor, an assessment that through a series of targeted questions ranging from technology access and skills, to personal motivation and learning styles, helps prospective elearners determine if online learning is right for them.

For more information on financial aid options and going to school online visit www.elearners.com.

About eLearners.com®
The eLearners.com website is one of several high visibility, high-quality prospecting tools offered by EducationDynamics. Since 1999, eLearners.com has been successfully connecting learners to online education, including online degree and certificate programs, specialized career training, and a variety of online courses. For prospective students, eLearners.com provides a powerful search engine for users to find thousands of online program offerings, as well as educational evaluation tools and financial aid resources. For colleges and universities, the eLearners.com website offers a low-cost, performance-based method to provide national exposure and increase enrollments in their programs. For more information on eLearners.com, visit http://www.eLearners.com.

About EducationDynamics
EducationDynamics, a portfolio company of Halyard Capital, is the leading marketing and information services company dedicated to helping higher education institutions find, enroll and retain students. Its content-rich and highly visible education websites, including EarnMyDegree.com, eLearners.com, GradSchools.com, StudyAbroad.com and its more than 50 special interest microsites, make EducationDynamics the premier provider of qualified prospective students for colleges and universities. In addition, the company offers a full suite of Web-delivered services proven to drive enrollment growth and reduce student attrition. For more information, visit http://www.educationdynamics.com.

Contact Information
eLearners.com
Jenny Foust
(720) 244-4268
jfoust@csg-pr.com
www.elearners.com

Austin Mortgages
Baltimore Mortgages
Boston Mortgages
Charlotte Mortgages

If You Can Pay Off Mortgage, Should You?

2008-09-14T15:58:00.000-05:00

Paying Off Your Mortgage is a Mistake

If you are even thinking about paying off your mortgage, think again. Why is the Federal Reserve Bank of Chicago reporting that Americans are making the "wrong choice" when it comes to pre-paying their mortgage and saving for their retirement? Find out EXACTLY why and how you can empower your financial future. Live event and financial workshop April 22, 2008, 7 p.m., Oakbrook, IL.

Oakbrook, IL - April 21 -- MatthewSapaula, Inc. will host an event April 22nd, 2008 to help middle class homeowners and real estate investors better manage their money more wisely. They will review strategies on how to maximize a homeowner's greatest asset-their home, protect them from dropping property values and explore options on how to secure their financial future during uncertain economic times. This event is one of more than 350 free classes, seminars and activities promoting financial education that will take place during Chicago's Money Smart Week April 20-26th, 2008.

"Many people today are feeling more isolated, confused and powerless as they are bombarded with negative news about our country and economy," says Matthew Sapaula, President of MatthewSapaula, Inc. "Our workshops will help shed a different light to allow attendees to rethink and redefine how to maintain control of their financial future during these unique times."

Their workshop, titled House Rich, Cash PoorAmerican Dream to American Trap and How to Avoid It, is sponsored by Wachovia and will be held at 7 p.m. CST at the Oakbrook Marriot, 1401 W. 22nd St., Oakbrook, IL 60523, intersection of Cermak and Route 83. Special guest book signings will be held by financial authors James Kraiss, CFP and David Muti, JD who wrote Discovering Life's Hidden Financial Treasures and Mortgages: What You Need to Know, respectively. For seat reservations, free report and audio download, call 800.955.0589 or visit http://www.moneyinmotionseminars.com

Coordinated by the Federal Reserve Bank of Chicago and its Money Smart partners, Money Smart Week is designed to educate consumers about money management and create awareness of financial education programs on a wide range of topics such as budgeting, retirement savings and using credit wisely.

The educational activities will be carried out by more than 200 local community groups, businesses, schools, and non-profit organizations.

"Money Smart Week celebrates its seventh anniversary in Chicago and continues to provide many different opportunities for people to learn about managing their personal finances," said Chicago Fed President Charles Evans. "This year's calendar features diverse and numerous events for a broad range of consumers. During this week, attendees will have many chances to learn where good personal finance information is available."

Additional information and a calendar of events for this year's Money Smart Week are now available at http://www.moneysmartweek.org/chicago

Press Contact: Matthew Sapaula
Company Name: MatthewSapaula, Inc.
Phone: 708.236.1720
Website: www.matthewsapaula.com

Commercial Division Launched By Keller Williams Realty

2008-09-12T23:09:00.000-05:00

Keller Williams Realty Launches Commercial Division

San Antonio, TX, September 12, 2008 -- Residential real estate firm Keller Williams Realty International announced plans on August 19, 2008 to launch a commercial division titled KW Commercial. Keller Williams, one of the largest real estate companies in North America, plans to become the company of choice in both the residential and commercial worlds by providing its associates with the technology, marketing tools, and resources to succeed in the commercial business. "We want to create synergy and referrals between the residential and commercial sides of our Keller Williams offices, increasing the income and production potential of all our agents," said Mark Willis, CEO of Keller Williams Realty International.

Commercial real estate veteran Tom Phillips has joined KW Commercial to assist in the launch of the division in the Texas marketplace. Phillips, a Realtor®, former broker with Marcus & Millichap, member of the Realtors Commercial Alliance and a CCIM Candidate is looking forward to the launch of the new division. "I am extremely excited about the launch of KW Commercial and the untapped commercial real estate opportunities that will be derived by networking with the more than 2,800 Keller Williams agents throughout Texas. Equally appealing is the opportunity to recruit other commercial brokers to a great company that offers much more attractive commission splits than traditional commercial brokerage shops and the ability to earn passive income."

Phillips serves on the newly created Commercial Leadership Council (CLC) - a group of 25 top Keller Williams commercial brokers from across North America selected to guide the launch and implementation of the new division. He will also serve as a KW Commercial Director in the IH-10 Keller Williams office.
For further information, contact Tom Phillips at 210-857-2375, or visit www.alamocommercial.com.

Contact Information

KW Commercial
Tom Phillips
210-857-2375
tomphillips@kw.com
http://www.alamocommercial.com/

Farmers Insurance Claims Mobile Claims Units Ready to Help Customers

2008-09-01T17:55:00.000-05:00

Farmers Insurance Claims Teams and Mobile Claims Units Ready to Help Customers Suffering Damage from Hurricane Gustav

LOS ANGELES-- September 01, 2008 --Farmers® Insurance Group of Companies claims teams are preparing today to move into areas stricken by Hurricane Gustav. Once the areas are identified, the teams will deploy along with 2 Catastrophe Claims buses and 5 Customer Care Claims Vehicles.

"Our claims personnel and fleet of claims vehicles are gearing up to assist our customers in Louisiana, Texas and any other areas suffering damage from Gustav," explains Paul Quinn, Assistant Vice President of Claims Communications for Farmers Insurance.

The Mobile Catastrophe buses are equipped with state-of-the art satellite communications equipment; claims stations; water, supplies; laptop, satellite telephone capability; and have a built in grill to serve meals to Farmers' customers and others in need.

The Customer Care Claims Vehicles are smaller versions of Farmers claims buses and are ready to assist with claims and supply needs of Farmers' customers and others in need.

Note to Media: A press release listing exact locations of the claims vehicles will be issued as soon as locations are selected. For questions or information at any time, please contact the Farmers Media Team listed above.

Farmers Insurance customers who have suffered damage should contact their agent or call Farmers' 24-hour-claims hotline, 800-HelpPoint (1-800-435-7764) for immediate assistance.

"Farmers' customers who have moved to evacuation centers in Texas, Louisiana or other states, should keep the HelpPoint number handy if needed, when they return to their homes.

Foremost Insurance customers should file their claims by calling: 1-800-527-3907.

Flood victims who have flood insurance should contact the National Flood Program at www.floodsmart.com

Farmers Group, Inc. is a wholly owned subsidiary of Zurich Financial Services, an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Farmers® is the nation's third-largest Personal Lines Property & Casualty insurance group. Property and casualty products are underwritten and issued by the Farmers Exchanges and their subsidiaries, which Farmers Group, Inc. manages but does not own. Headquartered in Los Angeles, the Farmers insurers provide Homeowners, Auto, Business, Life insurance and financial services to more than 10 million households. For more information about Farmers, visit our Web site at www.farmers.com.

Contacts

Farmers Insurance Group
Jerry Davies, 213-400-4459
jerry.davies@farmersinsurance.com
or
Michelle Levy, 512-791-7445
michelle.levy@farmersinsurance.com
or
David Bishop, 850-228-8997
david.bishop@farmersinsurance.com

Residential Solar Shade Structures Create 1.4 Kilowatts

2008-09-01T17:27:00.000-05:00

Solar Power to the People: Modular Residential Solar Shade Structures Created by Envision Solar

LifeTreeT and LifeShadeT Solar Kit-Build Structures Offer Stylish Outdoor Living Space

LA JOLLA, Calif.-- September 01, 2008 --Envision Solar, the La Jolla, California based firm best known for its award-winning design of the Solar TreesT in Kyocera's landmark Solar GroveT, has expanded its product line of photovoltaic shade structures to include two "flat-pack" easy to install modular shade structures, each with eight solar panels providing 1.4 kilowatt of clean energy.

The LifeTreeT is a single post steel structure with a cantilevered canopy, and the LifeShadeT is a four-post structure made of Forestry Stewardship Council (FSC) certified sustainable wood. Both are an attractive and functional application of solar power that provides recreational shade, without a requirement for a complex and invasive rooftop installation. The structures are shipped in easy to assemble components and include solar power modules, micro-inverters, and access to an online real-time tracking system to monitor production of clean energy. The structures are anchored in post-holes by concrete, in much the same way that basketball hoops or flagpoles are installed, and a local electrician can connect the AC wiring from the structure to the house meter.

At a price point of $15,500 for the LifeShadeT and $18,500 for the LifeTreeT, these new products offer a lower cost solar power option for homeowners and businesses. Envision Solar designers have focused on modularity as an important goal, because it offers price efficiency and accessibility to clean energy to more people. CEO Robert Noble adds, "We are committed to massive retail deployment of this product in a flat-pack format for local assembly and installation."

In addition to their attractive design and low price, The LifeTreeT and LifeShadeT products offer state of the art technical features; they were designed specifically for photovoltaic modules made by Suntech, and both the LifeTreeT and the LifeShadeT are equipped with "micro-inverters" from Enphase Energy. Micro-inverters convert the energy from the sun into usable alternating current at each module, eliminating the need for a bulky inverter on the side of the building at the meter and making connection to the meter a less costly undertaking. Enphase Energy also offers online access to a real-time monitoring package so that owners can track their clean energy production.

Noble describes the company's mission to employ the principles of sustainable design to innovate in the solar power sector: "We see renewable energy as an architectural element that be integrated into our spaces and our lives."

About Envision Solar International, Inc.

Envision Solar International, Inc. is a turn-key, solar integrated building systems developer. The company's mission is to provide aesthetically pleasing photovoltaic systems to increase the worldwide use of renewable energy. Led by a group of visionary architects, builders and engineers, Envision Solar transforms heat-absorbing parking areas into beautiful, efficient solar power plants. Learn more about us at: www.envisionsolar.com.

Contacts

Envision Solar
Pamela Stevens, 858-768-5151
pstevens@envisionsolar.com

U.S. Real Estate Slowdown Positive Now

2008-08-21T14:25:00.000-05:00

Positive Sign in U.S. Real Estate Slowdown

The U.S. foreclosure epidemic is reaching the halfway mark, signaling a positive sign in the nation's real estate slowdown, according to a new report.

Destin, FL, August 20, 2008 -- The foreclosure crisis has nearly reached the halfway point, marking a positive sign in the nation's real estate slowdown and the markets eventual recovery, according to a new report from Housing Predictor.

Researchers have determined that an estimated 3-million properties have been foreclosed since the start of the foreclosure epidemic nationally, but an onslaught of additional foreclosures are forecast. However, the acknowledgement of the mid-way point of the crisis should begin to give consumers a renewed confidence in the nation's economy, according to real estate analysts.

The report on the Housing Predictor web site, which includes its forecast of foreclosures into 2011 explores the foreclosure crisis and the pains that homeowners have gone through to hold on to many of their homes.

The foreclosure epidemic, first forecast by Housing Predictor has become the nation's worst housing crisis since the Great Depression with falling home values in the over-whelming majority of the country. An online survey just completed by Housing Predictor found that 85% of those surveyed feel they have been affected by the real estate crisis in some way. The nation's slowing economy is blamed on the real estate crisis.

As real estate markets begin to hit their bottoms and the inventory of foreclosures are bought up by bargain hunters and owner occupants the crisis will slowly begin to wither away. However, many economists expect a full recovery to take years.

To read the full report, search real estate listings and check the latest market forecasts visit Housing Predictor dot com.

Contact Information

Housing Predictor
Mike Colpitts
850-622-1016
yourrealestatepro@hotmail.com
www.housingpredictor.com

Government Rejects Request to Clean up Asbestos

2008-07-27T17:05:00.000-05:00

LegalView Reports About the Government's Rejection of a Monetary Request to Clean up An Asbestos-Tainted Site

LegalView updated its mesothelioma blog to include news of the government denying federal funds to an area in Arkansas that was left tainted with asbestos after nearly 150 World War II structures were destroyed in a fire. The government rejected the requests from the town of Chaffee Crossing where citizens are currently at risk of contracting mesothelioma cancer.

Denver, CO - LegalView.com, the number one resource for everything legal on the Web, recently reported on its mesothelioma blog that federal funds were denied to cleanup an asbestos-tainted town in Arkansas. Chaffee Crossing is the site of a recent fire, which destroyed nearly 150 World War II (WWII) structures, releasing asbestos fibers and dust into the area potentially increasing the risk of citizens developing mesothelioma. The city requested federal funds from the government to assist the cleanup of the town, which is considered by several citizens there to be a Superfund Site. The Environmental Protection Agency (EPA) is refusing to deem the site a Superfund because it claims that levels of asbestos in the air after the fire were too low to be deemed as such. However, the Arkansas Department of Environmental Quality found asbestos contamination in some areas to be much higher than EPA tests recorded. For those who live in the area or who have previously been exposed to asbestos, using LegalView's mesothelioma portal to locate a mesothelioma attorney is the best way to protect oneself.

Asbestos is a material that is derived from vermiculate, a mineral often mined for uses in construction and as building insulation. Asbestos was widely used as insulation in many early 20th Century constructions, such as those burned in Chaffee Crossing. However, after discovering the link of inhaling asbestos to an incurable form of lung cancer, the use of asbestos was discontinued and the EPA has spent billions of dollars in the removal of asbestos across the country. Individuals who have been exposed to asbestos are advised to contact an experienced mesothelioma law firm to receive an attorney consultation on developing a mesothelioma lawsuit in which compensatory damages can be sought. Mesothelioma is a painful and deadly illness that takes decades to reveal itself, by which time it can be too late to find ways in paying for medical expenses. Use the mesothelioma portal to learn more about this and other recent asbestos-related news.

Additionally, LegalView offers several other information portals relating to a range of issues such as the Baxter Heparin recall, traumatic brain injury (TBI) treatments and Erb's Palsy jury verdicts. Heparin is a blood thinner injected into patients undergoing heart surgery or similar procedures. It is used to prevent blood clots, which can be fatal during surgery. Recently, the Baxter Healthcare Corporation issued a Heparin recall because several patients had reported severe allergic reactions to the drug, which has been associated with at least 19 patient deaths. LegalView.com reported updates continually to readers as this story unfolded, providing insightful and imperative news for victims of the Heparin recall. Similarly, individuals can use the TBI practice area to learn the most up-to-date news on brain injury lawsuits, jury verdicts, treatments as well as how to locate brain injury lawyers.

For information on Erb's Palsy, a condition that usually develops because of labor complications, visit Erb's Palsy lawsuit as the condition is usually preventable and caused by a physician pulling on a baby during birth.

About LegalView:
LegalView.com is a public service brought to you by Legal WebTV Network, LLC, a Limited Liability Corporation created by a group of the nation's most highly respected law firms: Anapol Schwartz; Brent Coon and Associates; Burg Simpson; Cohen, Placitella and Roth; James F. Humphreys and Associates; Lopez McHugh; and Thornton and Naumes. For more information on the accomplishments and track records of LegalView.com's superior sponsoring law firms and to get in touch with LegalView attorneys, visit LegalView at www.LegalView.com.

Press Contact: Katie Kelley
Company Name: LegalView
Phone: 720-771-3246
Website: http://mesothelioma.legalview.com

Homeowners Receiving Structured Settlement Payments Get Foreclosure Assistance

2008-07-25T22:24:00.000-05:00

Woodbridge Investments to Offer Foreclosure Assistance to Homeowners Receiving Structured Settlement Payments

Woodbridge Investments, LLC. a structured settlement factoring company has today announced a new program designed to aid homeowners who are facing foreclosure.

Studio City, CA - March 15 -- Woodbridge Investments, LLC. a structured settlement factoring company has today announced a new program designed to aid homeowners who are facing foreclosure.

The newly implemented "Woodbridge Home Owner Relief Program" will allow homeowners who are receiving structured settlement, annuity, or lottery payments to instantly borrow up to $20,000 against their settlements to reinstate or pay delinquent mortgage payments.

Heading up the innovative new program is Sofia Ekberg, who has an extensive background in debt negotiation with banks nationwide. Sofia stated, "My experience with homeowner relief programs acted as the catalyst for the idea to offer loans to homeowners receiving structured settlements."

Ms. Ekberg further added, "Management at Woodbridge Investments was thrilled with the idea and has set aside a fund to immediately begin making loans."

To qualify, an individual must own a home and at the same time be receiving a structured settlement, annuity or lottery payment.

About Woodbridge: Woodbridge Investments and its predecessor companies have been purchasing Lottery Payments, Structured Settlements and other cash flows since 1993. Over a thousand individuals and families have relied on Woodbridge to realize a large lump sum from the sale of their long term payments.

Press Contact: Jennifer Fiero
Company Name: Woodbridge Investments, LLC
Phone: 1-866-865-7044
Website: www.woodbridgeinvestments.com

Structured settlements are when someone receives financial or insurance periodic payments that was accepted to settle a claim such as a personal injury tort or pay off a statutory periodic payment obligation. Structured settlements were first made during the 1970s as an alternative to lump sum settlements that might cause a large corporation to go out of business. Structured settlements is part of statutory tort law in the United States. Structured settlements may or may not include income tax and spend thrift requirements and benefits. The structured settlement payments may be called periodic payments and a structured settlement that is incorporated into a trial judgment is called a periodic payment judgment.

Property.com Unable to Resist Foreclosure

2008-07-24T16:54:00.000-05:00

Property.com SOLD to Foreclosure.com

FORECLOSURE.COM OWNER TO ACQUIRE PROPERTY.COM

Brad Geisen continues to build online real estate empire to expand opportunities for future homebuyers and investors nationwide
Boca Raton, Fla. - July 22, 2008 Foreclosure.com Founder, President and CEO, Brad Geisen, announced today that he has reached an agreement with "Domain King" Rick Schwartz to acquire the domain name "Property.com," paving the way for his entry into a new market.

With Property.com Geisen intends to create a one-of-a-kind - and convenient - one-stop online real estate marketplace that is easy-to-use and navigate. The Web site will serve as an easy-accessible national real estate classified that is going to be free to all visitors, providing sellers, buyers and investors with a whole new concept of marketing and finding homes on the Web.

According to Geisen, the acquisition of Property.com will allow him to focus his efforts on a different and potentially much larger segment of the real estate market. In fact, in Geisen's opinion, the niche foreclosure market, which is Foreclosure.com's market, represents just 2 percent of all available real estate inventory.

"I'm going after the 98 percent of the real estate market outside of the foreclosure business." said Geisen. "For the past several years, I've built and run one of, if not 'the,' most successful Internet foreclosure businesses, but the business was always exclusively distressed real estate. I've achieved in Foreclosure.com what I set out to accomplish and I am ready for a new challenge in a different market. I intend to shift my focus on developing my new ideas that will revolutionize how homes should be listed, viewed and purchased. I've developed the critical skills which I intend to apply to this new market," said Geisen.

Property.com will include all listing types, including those indexed the Multiple Listing Service (MLS), creating a database that could surpass more than 15 million homes, but not including distressed properties, which will remain the business of Foreclosure.com. The best part is that it will be totally free to search for potential buyers and visitors, and sellers will be able to upload and edit their own personal listings at no charge. It's a wide-open model that Geisen knows will create an invaluable resource for just about anyone interested in real estate.

"I'm raising the stakes and pushing all my chips to the center of the table," said Geisen. "Foreclosure.com and my related companies have been leaders in their spaces for nearly a decade. I've seen what's been wrong with the way things were done and I've developed the methods to fix them. I have the knowledge and resources to take this to a whole new level . and that's what I plan to do."

Geisen revealed the new Property.com will be unveiled sometime in 2009. The specific terms of the deal to acquire Property.com were not disclosed. However, Geisen indicated that the value of the deal is one of the largest URL purchases to date.
That's a deal that has the seller Rick Schwartz - who is known as the "Domain King" -- smiling from ear-to-ear. He purchased Property.com for $750,000 in 2005 and was recently introduced to Geisen through Kevin Leto of BigTicketDomains.com about a possible re-sale.

"My job is to acquire prime, industry specific domain names with large volumes of natural type in traffic and eventually develop them to their fullest potential by partnering with leading companies in their respective fields which I have been doing for more than a decade," said Schwartz," "Early on I saw the value in Property.com; however, I never had the resources to develop it so it could reach its maximum potential. Brad Geisen has the vision to truly get the most of Property.com for the benefit of so many people in every corner of the United States. I'm thrilled to be a part of this exciting new project with Brad."

Stay tuned for frequent updates and milestones for the new Property.com. Feel free to visit the Web site in its current form. However, as mentioned earlier, the complete re-launch will not be official until sometime in 2009.

About Brad Geisen and Foreclosure.com
Ten years ago, Brad Geisen founded Foreclosure.com and built it over time to a company with more than 1.8 million foreclosure, preforeclosure, bankruptcy, FSBO and tax lien listings in one place, Foreclosure.com delivers America's largest and most accurate searchable database of foreclosed homes and distressed property information to its customers and business partners. Based in Boca Raton, Florida, Brad Geisen and Foreclosure.com work with hundreds of top lending institutions and government agencies to list diverse property types on its Web site, including Real Estate Owned (REO); Department of Housing and Urban Development (HUD); Department of Veterans Affairs (VA); Fannie Mae; and other government agency and financial institution properties; as well as listings from an extensive network of corporate sellers. On the Web: www.foreclosure.com.

About eRealEsate.com.
Rick Schwartz, aka "Domain King" and "Webfather," is the CEO, President and Cofounder of T.R.A.F.F.I.C. found at TargetedTraffic.com-- the premiere domain conference for the domain industry. It is both the oldest and largest and attracts over 500 of the top professionals in the industry in a by invitation only event. As one of the early domain pioneers dating back to 1995, Rick has a knack for predicting big trends and getting it right. He may have been the first to recognize the value of "type in" traffic which is now commonly referred to as "direct navigation" -- the most potent and targeted traffic on the net. Rick has a prime portfolio of one and two word domains, and is considered by many to be among the leading experts on domain names, traffic, Web site flow and valuation. www.eRealestate.com

Media Contact
Thomas Myers
Foreclosure.com
tmyers@foreclosure.com
Tel: (561) 981-5337 ext. 381

Foreclosed and Lender-Owned Property Search Declared Possible

2008-07-22T10:36:00.000-05:00

Searches for Foreclosed and Lender-Owned Properties Now Possible

EDINA, Minn.-- July 22, 2008 --Foreclosed properties are in high demand and in today's market, many such properties are available. To simplify searching for foreclosed and lender-owned properties, Edina Realty now offers consumers a new search option on its Web site, www.edinarealty.com.

Consumers simply click on the home page link, "Search Foreclosures" to pull up information and a link to all "In Foreclosure/Lender-Owned Properties." Like all properties on the Edina Realty Web site, searches can be conducted using an interactive map, or by area, city or school district. All properties that are in foreclosure or lender-owned - Edina Realty's listings and those of other brokers - will appear.

Currently, over 3,000 foreclosed or lender-owned properties are listed in Minnesota and W. Wisconsin, ranging in price from $8,000 to over $5 million. The Minneapolis Area Association of REALTORS®, which tracks closed sales of lender-mediated homes, reports that these sales made up 27.6 percent of the total market in the first quarter of 2008, compared to 9.3 percent of the market in the first quarter of last year.

"The increase in foreclosures is another opportunity for consumers to take advantage of the current real estate market," said Barb Jandric, Edina Realty general manager. "But when entering into this type of real estate transaction, it's critical to work with an agent with experience in these types of listings who can help navigate a complex process and protect the buyer's interests."

Jandric said that buying a foreclosed or lender-owned property can be more complicated because the lender is involved in the transaction, either acting with approval powers or as the owner/seller.

A property in foreclosure means that the owner has been served a legal foreclosure notice. Once the foreclosure process is complete, the property becomes lender-owned. "Each situation is unique and understanding the process and the market is important," Jandric said. "For example, because these properties may be previously owned by people experiencing financial difficulties, they may need updating and repairs. There may be liens or back taxes due on the property.

"Knowledge is power in this market," Jandric said. "Researching market conditions and thoroughly understanding the 'ins and outs' of the foreclosure process are crucial."

Edina Realty, a subsidiary of HomeServices of America, is one of the nation's largest real estate companies with 80 real estate offices throughout Minnesota, North Dakota and Western Wisconsin and more than 2,800 REALTORS®. Edina Realty's family of companies includes Edina Realty, Edina Realty Title, Edina Realty Mortgage and Edina Realty Relocation. Edina Realty handled more than 26,300 transactions and $7.0 billion in sales volume in 2007. For more information, visit www.edinarealty.com.
Contacts

Edina Realty
Gena Henrich, 952-928-5069
genahenrich@edinarealty.com
or
Verve P.R.
Maria Verven, 612-990-7328
mverven@gmail.com

Housing Prices Down By 0.4% In Real Estate Report

2008-07-21T09:04:00.000-05:00

Real Estate Report: Housing Prices Down By 0.4% In February

For-sale listed property inventories increased in 19 of 22 markets identified in the March Real Time Real Estate Report.

Mountain View, CA - March 13 -- The Altos 10-City Composite showed a decline in asking prices of 1.6% over the past three months and continued that decline in February with a decrease of 0.4% for the month. Prices of properties listed for sale fell in 15 of 22 major markets according to the Real-Time Real Estate Report, jointly published by Altos Research, the premier source for real-time real estate research, and market analysis consultancy Real IQ.

Asking prices fell at the fastest rate in San Diego, down 3.0% during February and 5.2% for the most recent three-month period. Prices also fell by more than two percent in the Detroit, Los Angeles and Las Vegas markets during February. Prices increased in Chicago, Charlotte, New York, Dallas, Phoenix and Houston during February and were flat in Seattle.

"We are seeing some stability in asking prices as a result of seasonal reductions in inventory during the past winter months," said Stephen Bedikian, partner and research director for Real IQ. "Unfortunately we also saw an increase in listed property inventories this month which is atypical this early in the year. Only a sustained reduction in inventory will arrest the market's fall nationally."

For sale property inventories increased in 19 of 22 markets during February. The Altos 10-City Composite showed a supply increase of 2.5% for the month. Property inventories declined in only three markets: Chicago, Indianapolis and San Francisco.

Data in the Real-Time Real Estate Report is based on analysis of over one million homes currently listed for-sale in 22 metropolitan markets across the country. The report is the most timely source of real estate data available.

"Inventory growth combined with the recent rise in mortgage rates and reported job losses does not bode well for future price stability," said Michael Simonsen, CEO and co-founder of Altos Research. "We expect housing price declines to resume in earnest during the next several months."

The Real-Time Real Estate Report also found that time-on-market remained high. Miami and Detroit experienced the longest time-on-market spans with an average days-on-market of 146 and Minneapolis was close behind at 145 in February. Seventeen of 22 markets had an average days-on-market of over 100. Denver led all markets with the fastest rate of inventory turnover at an average of 77 days-on-market, followed by Dallas at 79 days.

The report examines housing pricing, inventory levels and market conditions in 22 major U.S. metropolitan statistical areas (MSAs): Atlanta, Austin, Boston, Charlotte, Chicago, Cleveland, Dallas, Denver, Detroit, Houston, Las Vegas, Los Angeles, Miami, Minneapolis, New York, Phoenix, Portland, San Diego, San Francisco, Seattle, Tampa, and Washington, DC. The Real-Time Real Estate Report is released every month.

About Altos Research
Altos Research LLC pioneered real-time real estate research. Founded in 2005, the company's information products serve investors, traders, and thousands of real estate professionals. Because real estate data is traditionally obscure and highly latent, Altos built the Real-Time Market Intelligence(TM) platform to monitor dozens of housing market metrics as they are right now in local markets across the country. The company publishes real estate reports and real estate data each week for thousands of zip codes around the country.

About Real IQ
Real IQ provides housing market analysis and consulting services to leading mortgage and real estate companies. More information about Real IQ is located at www.realiq.com.

Press Contact: Michael Simonsen
Company Name: Altos Research
Phone: 888-819-7775
Website: http://www.altosresearch.com

Consolidate Outstanding Debts With Bad Credit Loans

2008-07-20T23:04:00.000-05:00

Take Advantage of Bad Credit Loans to Consolidate Outstanding Debts

Even if your credit is not great, you can still benefit from a Consolidation Loan explains Andy Hygate from www.loansbadcredit.org.uk.

Edinburgh, UK - March 11 -- Even if your credit is not great, you can still benefit from a Consolidation Loan explains Andy Hygate from www.loansbadcredit.org.uk, and get out from under an avalanche of rising interest payments.

Just when we had hoped for relief, the economic woes seem to accelerate with no end in sight. Combined with growing fears of a recession we now have the disturbing prospect that an imminent recession will be combined with simultaneous price inflation. Commodity prices, for example, are climbing - with some industry observers predicting that the price of petrol will rise as much as 30-40 percent by July. As these factors create a bleak economic outlook, the cost of high-interest debt becomes more burdensome.

According to recent reports from the Telegraph and BBC News:

- A record-breaking 107,000 people went insolvent in 2006, an annual rise of almost 60 percent, as UK personal debt totals hit £1.4 trillion

- Lenders wrote off about £6.8bn in individual debt last year, the biggest annual total on record.

- Banks classified a total of £2.1bn as bad debt in the final quarter of 2007, of which £1.6bn was consumer debt.

- Only a small fraction of this was mortgage debt, with the majority accounted for by credit card and other unsecured debts.

But all is not lost. While major interest rates are still relatively low there is time to get out from under high-interest debt, and mounting monthly payments by borrowing a single affordable loan and using it to pay off more expensive loans. The strategy, referred to as debt consolidation, is often recommended to consumers faced with seemingly impossible financial circumstances. A debt consolidation loan is one that offers a more competitive rate than the ones you currently hold.

Of course if you already have bad credit, it can be harder to find an attractive consolidation loan. But so-called bad credit loans offer a solution, even for those with low credit scores. Lenders who offer these loans tailor to a niche market, and specialise in serving those borrowers who are turned down by traditional banks and other lenders due to credit problems. Their sole purpose and business focus is on providing loans to people with poor credit, and the services they provide are a valuable asset for UK consumers unable to borrow from conventional lenders.

With a bad credit loan from one of these lenders, it is possible to consolidate debt and convert your bad credit into a good plan for saving money and getting back on track to financial security. Transferring outstanding balances to a single lower interest bad credit loan accomplishes two critical and financially helpful goals.

First of all, you save money on the difference in interest payments. For example, if you are paying on a credit card that charges 18 percent interest and can pay off that balance with a new loan that only charges 8 percent, you realise immediate savings of 10 percent. That's a better return than most stock market wizards can boast, and it can be done in a matter of minutes by simply applying for the new loan.

Secondly, consolidating debt by paying it off with a single loan makes monthly payments simpler to manage your budget. With only one payment to make - instead of numerous bills to pay at various times during the month - it is easy to write one check, once a month. You minimize the risk of late payments, penalties, fees, and punitive rate hikes, while also making your personal financial life less stressful.

Press Contact: Andy Hygate
Company Name: Loans for Bad Credit
Phone: 07780859312
Website: www.loansbadcredit.org.uk

Secrets How To Survive This Mortgage Market Collapse

2008-07-18T23:36:00.000-05:00

New Radio Show Reveals Insider Secrets How To Survive This Mortgage Market Collapse

Teaneck, New Jersey based Mortgage Expert, Joe Gross reveals mortgage market survival secrets on a brand new radio show, "Your Home - Your Future" on WVNJ 1160AM.

Teaneck, NJ  - March 19 -- National Mortgage Expert Joe Gross launched a new radio show "Your Home - Your Future." You can listen to the show live on Thursday March 20th at 2pm, or at http://www.yourhomeyourfutureradioshow.com. "Your Home - Your Future", is all about helping listeners get the tools and information they need to protect their home for today and the future.

National Mortgage Expert, Joe Gross, addressed in his radio show on this past Thursday the issues of protecting your credit rating, debt consolidation companies, refinancing in today's ever changing mortgage market. Listeners were able to email their financial questions or situations and receive help both on- and off-air.

"Your Home - Your Future" is a forum to discuss most recent financial headlines, listener financial problems and tips to protect your home and improve your financial situation.

This week's program is all about Adjustable Rate Mortgages and how to stop the predatory rate increases. Future shows in the "Your Home - Your Future" series will cover other aspects of the mortgage market including:
    Avoiding scams and fraudsters
    How to budget your income and expenses
    Boosting your credit score
    How to choose a good broker
Since the mortgage market collapse, Joe has redoubled his efforts in educating the public about the mortgage market and what they can do to get in a better position for the future. "If this crisis has taught us anything, it's that everyone loses when people aren't educated." This is the primary reason behind the launch of the radio show.

Joe has worked in the mortgage industry for ten years and has heard hundreds of stories from customers who have gotten into trouble with debt and thought they couldn't get out. He has helped people refinance into a much better situation with manageable monthly payments and has maintained a 98 percent approval rating.

Kim and Richard VanNortwick had combined mortgage and credit card payments of $2,903.00. They had been trying for a few months to refinance. "We were very stressed out," says Kim. "We tried calling other mortgage companies but we kept getting the answer, "I'm sorry but there is nothing we can do for you."

Joe got them a 30 year fixed mortgage and saved the VanNortwick's $597.63 a month. "It only took us 17 days to get out of this misery. Joe was also able to escrow our taxes and insurance and pay off our outstanding taxes of $9,042.41" says Kim. The VanNortwick's are happy to be on their way to financial freedom and credit National Mortgage Expert, Joe Gross with their success.

Joe Gross is the president of Qualified Mortgage Inc. and specializes in Debt Consolidation and helping people with credit issues. He is committed to getting each customer into a product that will benefit them today AND tomorrow. Joe's unique Client for Life program provides additional support to customers through monthly newsletters, tele-seminars and email bulletins.

Currently, Joe is writing a book on the mortgage market collapse covering what happened, who's to blame and, most importantly, how people can get out of this mess and keep their homes.

Joe is available for interview and welcomes your mortgage-related questions. Call 800-662-0125 for a Free No-Obligation Consultation or visit http://www.yourhomeyourfutureradioshow.com.

Please contact Theresa Consoli with any questions or interview requests:
800-662-0125
Fax: 201-837-1128
email protected from spam bots
www.yourhomeyourfutureradioshow.com

Qualified Mortgage Inc.
1086 Teaneck Road
Teaneck, NJ 07666

Press Contact: Theresa Consoli
Company Name: Qualified Mortgage Inc.
Phone: 800-662-0125
Website: www.yourhomeyourfutureradioshow.com

Program Limits Homeowners, Mortgage Brokers, and Lenders

2008-07-17T14:42:00.000-05:00

Bills.com Launches 'Know Your Limits' Program for Homeowners, Mortgage Brokers and Lenders

Program helps determine eligibility for new, higher jumbo-conforming, FHA loans

San Mateo, Calif. - March 17 -- Today, Bills.com will launch "Know Your Limits," a quick, easy-to-use program to help homeowners determine if they are eligible for new, higher-limit loans passed in the economic stimulus package.

Last week, the Office of Federal Housing Enterprise Oversight raised the size of loans that can be guaranteed by Freddie Mac and Fannie Mae. The new loan limits will stay in effect through the end of the year. Also, Housing and Urban Development (HUD) raised the size of the loans that the Federal Housing Authority (FHA) can insure.

Previously, Freddie Mac and Fannie Mae could insure only mortgages of up to $417,000. That meant - even with a 20 percent down payment - only buyers of homes costing $521,500 or less were eligible for these mortgages. The new "jumbo-conforming" loan limits vary by area, with the maximum loan amount 125 percent of the median home value of the county in which the home is located. The new loan limits affect homeowners and buyers in 71 metropolitan areas and 21 counties outside of those metro areas, reaching as high as $793,750 in Honolulu.

Loan limits for FHA-insured loans were even lower, with a previous limit of $362,790. Now, mortgages of up to $729,750 can qualify for FHA insurance.

For homeowners and home buyers
Determining eligibility for the new loans can be challenging, says Ethan Ewing, president of Bills.com. With the "Know Your Limits" program, applicants can complete a simple form (www.bills.com/fhasecure) and receive an immediate assessment of their eligibility, Freddie Mac/Fannie Mae and FHA loan limits, and up to four lender matches for their specific situations.

For mortgage brokers and lenders
As part of the "Know Your Limits" program, mortgage lenders and brokers can reach homeowners eligible for the new loans quickly and easily. The "FHA Select" program will match lenders and brokers with applicants whose desired loan amount is below the FHA loan limit for their county of residence. A corresponding "Stimulus Select" program will match applicants who are eligible for jumbo-conforming loans. Both FHA Select and Stimulus Select are activated on a filter-by-filter basis, and are optional.

"The new limits will make it easier for buyers to get loans, which should help the home markets get moving again," says Ethan Ewing, president of Bills.com. "We've been in a situation where the average cost of a home in large areas of the country was far greater than available loans. These new programs will be of great assistance to home buyers, homeowners who have been unable to get out of their adjustable-rate mortgages, as well as the broker/lender community."

Based in San Mateo, Calif., Bills.com is a free one-stop online portal where consumers can educate themselves about complex personal finance issues and comparison shop for products and services including credit cards, debt relief assistance, insurance, mortgages and other loans. The company blogs about consumer finance issues at http://www.bills.com/blog. Since 2002, Bills.com has served more than 30,000 customers nationwide while managing more than $1 billion in consumer debt. Bills.com is a division of Freedom Financial Network, LLC, whose co-founders and CEOs, Andrew Housser and Brad Stroh, have been named Northern California finalists in Ernst & Young's Entrepreneur of the Year Awards.

Press Contact: Aimee Bennett
Company Name: Bills.com
Phone: 303-843-9840
Website: www.bills.com

First-Timers Prefer Virgin Money

2008-07-16T19:23:00.000-05:00

Virgin Money USA Leads Industry in Private Mortgage-Based Loans

Growing Number of Homeowners Seek Intra-Family Mortgage Loans Over Traditional Lending Sources

Waltham, MA - March 13 -- Virgin Money USA, the leader in formalizing and servicing mortgage loans between friends and family, today announced that it has reached its highest volume of mortgage-based loans to-date. With over 1/3 of the total loan volume -- which has recently surpassed the $300 million mark -- coming from mortgage-based loans, Virgin Money continues to prevail as the leader in the private mortgage loan industry.

With consumers feeling the impact of the recent credit crunch and the decline of the housing market, homeowners are now seeking refinance options to help lower their monthly interest payments. In addition, new homeowners are seeking an alternative source of funding for a down payment or mortgage now that it has become increasingly difficult to get from a bank due to tightening loan qualification restrictions.

Turning to family or friends for a mortgage-based loan has become a popular option that offers benefits to both the borrower and the lender alike. Borrowers are able to determine an interest rate that is often lower than a traditional bank rate, and can set a repayment schedule that meets their needs, considerably lowering the risk for default. In addition, lenders are able to earn additional income from an interest rate that is often higher than traditional bank investments, such as a CD.

"By keeping the money within the family, an intra-family loan provides options to all parties involved with the transaction; borrowers need a financial boost without breaking the bank, and lenders are looking for unique ways to preserve their wealth. Virgin Money allows lenders to earn fixed income while helping a loved one or friend in need," said Asheesh Advani, CEO of Virgin Money USA. "We offer a variety of mortgage products that are designed to meet the individual needs of homeowners, including residential mortgages, retirement mortgages and seller-financing options, enabling consumers to get a better deal than they would from a traditional lending source."

Virgin Money USA provides documentation, professional service and complete record-keeping for every mortgage loan, as many people welcome having an independent third party in the middle of a family transaction. Virgin Money allows homeowners to keep the home and the cash, as well as the decision-making power, in the family. To learn more about mortgage products and services from Virgin Money USA, please visit www.virginmoneyus.com.

About Virgin Money USA
Virgin Money USA is a financial services company committed to offering consumers alternatives to traditional and costlier forms of credit. The company provides a safe and easy way for people to make loans between relatives and friends -- thereby helping people to arrange affordable loans without hurting their relationships, to enjoy the benefits of flexible loans that fit their needs and to keep money where it belongs -- in the family. With interest rates that are typically lower than what a bank charges, coupled with flexible repayment schedules, Virgin Money allows consumers to take major steps toward achieving their personal dreams, with help from friends and family. Visit us at www.virginmoneyus.com.

Press Contact: Laren Frueh
Company Name: Virgin Money USA
Phone: (617) 337-9514
Website: www.virginmoneyus.com

US Property Real Estate Financing and Mortgage Lending for non-US citizens

2008-07-15T11:50:00.000-05:00

Finance North America Offers Real Estate Financing and Mortgage Lending of U.S. Property for citizens of Canada, Europe, Asia, Latin America and Australia

UK, Europe, Asian, Australian and the Americas citizens can now purchase and finance their U.S. property mortgage through Finance North America.

San Diego, CA - March 13 -- Finance North America announced today its latest offering of mortgage financing to international residents in the UK, Europe, Asia, Australia and the Americas looking to purchase or remortgage U.S. real estate. Finance North America specializes in providing mortgage financing to U.S. and Canadian citizens and is now proud to announce the expansion of their U.S. mortgage financing offering to the International market.

"Foreigners are taking an interest in purchasing property or wanting to cash in on their equity here in the US. With a weak dollar and low mortgage rates, real estate investments are becoming the choice for a growing number of people from other countries. Some see real estate as a great investment opportunity due to the low price while others are interested in enjoying the properties as a second or vacation residence." - Russ Schreier, CEO, Finance North America

Finance North America is dedicated to helping International citizens interested in purchasing real estate in the U.S. and Mexico. They offer purchase lending as well as refinance / remortgage lending. Awarded for successfully closing the most financing transactions in 2005, 2006 and 2007 for US citizen's real estate investments in Mexico, Finance North America now also provides UK, Canadian, European, Asian, Australian, and Latin American citizens a reliable partner to help with their U.S. property search and mortgage needs.

For additional information about Finance North America and their International financing options for UK, Europe, Asia, Australian, Canadians, and Latin American citizens, please send emails to: info @ FinanceNorthAmerica.com or visit www.FinanceNorthAmerica.com.

Finance North America - Finance North America, Inc. specializes in providing mortgage financing on real estate in the US and Mexico. They offer not only purchase and refinance lending, but also construction loans that convert effortlessly into permanent financing. Finance North America has over 25 years of experience in the mortgage and real estate industry and has a proven track record managing a variety of successful lending transactions on US and Mexico property. Finance North America successfully closed the most cross boarder financing transactions in 2005, 2006, 2007.

Agency/Source: dtelepathy.com

Press Contact: Russ Schreier
Company Name: Finance North America
Phone: 866-937-4639
Website: http://www.financenorthamerica.com

Real Estate Deals Found Thrill Homebuyers

2008-07-14T09:20:00.001-05:00

Homebuyers are Thrilled with the Deals to be Found through the Latest Real Estate Trend to Hit California-An Online Auction

With low minimum bids and increased FHA loan limits, homebuyers are racing to get an amazing deal on a brand-new, luxury home in the California Central Valley with the click of a mouse. The Freedom Realty Exchange, the nation's leading online home auction website, is offering more than 60 gorgeous new homes in Gridley, Lathrop, Madera and Kerman on www.FRE.com/193R4. With about two weeks until the bid deadline, interested homebuyers are encouraged to visit the website and register to participate in the online auction as soon as possible.

Newport Beach, CA - March 27 -- A new luxury home valued at more than $700,000 for a buck seems too good to be true, but that really was the starting bid for several of the homes in an online auction currently on the Freedom Realty Exchange website (www.FRE.com/193R4). With about two weeks until the bid deadline, prospective homebuyers are jumping on the bandwagon and bidding to get a deal on one of more than 60 brand-new, luxury homes located in several cities across the California Central Valley.

The online auction includes 15 homes in Gridley, a quaint community between Chico and Yuba City; 18 homes in Lathrop, a short commute from the San Francisco Bay Area; and a total of 29 homes in Madera and Kerman, quiet suburbs just outside of Fresno.

Though originally priced as high as $715,000, the Freedom Realty Exchange, which is part of the LFC Group of Companies, the nation's premier online real estate auction marketing firm, is offering these homes with minimum bids as low as $140,000, in addition to the model homes that started at $1. Although most of these model homes are no longer going for their $1 minimum bids, their current high bids are considerably low, so interested homebuyers can still purchase one of these homes at a steal if they act fast.

More exciting news for homebuyers is the recent announcement by the Federal Housing Administration that FHA loan limits in these Central Valley counties have increased significantly, affording potential homebuyers an even better opportunity to buy a new home.

The spacious homes feature three to five bedrooms and two to four bathrooms, and range from approximately 2,000 sq. ft. to over 3,500 sq. ft. Many of these beautifully crafted homes are fully-upgraded and include attractive features like hardwood floors, granite countertops, central air conditioning, energy efficient windows, recessed lighting and walk-in closets.

"What differentiates these homes from all of the competition out there is that they have been built to the highest standard of quality," says Kelly Lovegrove, Director of Operations at the LFC Group of Companies. "We have received rave reviews from prospective bidders who have gone out to visit the properties over the past few weeks. They have expressed how beautiful these homes are and even compared them to 'celebrity' houses," continues Lovegrove.

There has never been a better opportunity to get a deal on that new, luxury California home you've always dreamed of. Forget wasting an entire day at a foreclosure auction in a hotel ballroom or convention center, this online auction makes it simple and convenient to purchase a gorgeous new home at a great price. The bid deadline is Thursday, April 10, so there is still plenty of time for interested buyers to visit the homes, prequalify for financing and place a bid with the click of a mouse. For more information and to register to participate in the online auction, go to www.FRE.com/193R4.

Freedom Realty Exchange - part of the LFC Group of Companies
For more than 30 years, the LFC Group of Companies have served numerous Fortunate 500 companies, real estate developers, investors, financial institutions and government agencies by auction-marketing thousands of commercial, industrial, land and residential properties with an aggregate value well in excess of $5 billion. www.FRE.com

Press Contact: Ashley Carvalho
Company Name: LFC Communications, Inc.
Phone: 949-706-6135
Website: www.FRE.com

Despite Credit Crunch Homeowner Loans Activity Increasing

2008-07-14T09:20:00.000-05:00

Homeowner Loans Are on the Rise, Despite Credit Crunch

Despite the recent credit crunch in the USA and the UK, the folks behind Phillips Financial Services (http://www.phillipsfinancialservices.co.uk) say secured loans and homeowner loans are on the rise.

Essex, UK - March 13 -- While a credit crunch in the USA and the UK has lead to increased speculation of a recession, a UK company specializing in secured loans and homeowner loans says both types are on the rise.

The company is Phillips Financial Services (http://www.phillipsfinancialservices.co.uk) and their message is clear; secured loan lending in the UK is increasing and is set to continue rising for the foreseeable future.

"We are one of the leading independent finance brokers in the UK, providing a very wide range of loan and mortgage solutions to consumers nationwide," said spokesman Kieron Phillips. "We offer finance solutions to people with a good and bad credit history and we have definitely seen an increase in the amount of homeowner loans and secured loans being issued."

While homeowner loans do require borrowers to put up their houses to secure the loan, it's obvious that many homeowners are willing to take the chance, thanks in part to the added benefits of the homeowner loan. Such as:

Loans from £10,000 to £500,000
Repayment terms from 2 years up to 30 years
Up to 125% LTV (loan to value)
Loans against difficult or unusual property
Loans available on buy to let or rented houses

"As long as the title deeds belong to you we can arrange you a low rate homeowner loan," said Phillips. "It doesn't matter if you have good credit or bad credit, as long as you have something to borrow against, a homeowner loan or secured loan is one of the easiest loans to get."

For more information on Phillips Financial Services, please visit: http://www.phillipsfinancialservices.co.uk

About Phillips Financial Services:

Phillips Financial Services is one of the leading independent finance brokers in the UK, providing a very wide range of loan and mortgage solutions to consumers nationwide. They offer finance solutions to people with a good and bad credit history, they can help most people, even those with an adverse credit history.

Contact Information:

Kieron Phillips
+44 0208 1237274
http://www.phillipsfinancialservices.co.uk

Press Contact: Kieron Phillips
Company Name: Phillips Financial Services
Phone: +44 0208 1237274
Website: http://www.phillipsfinancialservices.co.uk

Prescription for Avoiding Subprime Mortgages

2008-07-13T11:50:00.000-05:00

Bills.com's Housser Provides Prescription for Avoiding Subprime Mortgages

Online consumer portal founder offers 9 steps to build prime-worthy credit

San Mateo, Calif. - March 12 -- Rising foreclosure rates. Tightened mortgage lending and a government bailout plan. Companies folding and talk of a looming recession. Over the past year, the United States has undergone an economic correction based in large part on the implosion of the subprime lending market, but Bills.com co-founder and co-CEO Andrew Housser tells would-be home buyers how to shore up their credit scores and profiles to help remain eligible for a new mortgage, even in these difficult times.

"Today, it is increasingly difficult to obtain a subprime mortgage, a term that refers to a home loan made to individuals with less than 'prime' credit," Housser explained. "Fortunately, one surefire way exists to avoid a subprime mortgage. It is to not need one -- by having prime-worthy credit."

Credit scores range from 300 to 850. Higher numbers indicate better credit, or a greater likelihood of repaying debt. The median U.S. credit score is about 725. A score below 680 usually results in a borrower being charged a higher interest rate or being denied credit. Lower scores (typically 650, or sometimes 620) are considered subprime.

"These scores qualify only for loans with higher interest and stricter requirements -- if you can get a loan at all," Housser said. "A good credit score can significantly boost your ability to borrow money. Credit scores also can affect consumers' ability to rent an apartment, lease a car or even get a job."

Housser offered the following tips for consumers to improve their credit scores:

1. Understand the score. The first step in good credit is monitoring credit reports. Each of the three main credit reporting agencies (Experian, Equifax and TransUnion) tracks consumers' credit history and calculates their credit scores. The score from each agency may be different. Get a free credit report each year at www.annualcreditreport.com.

2. Correct mistakes. Correct any inaccuracies on the report. Visit the credit bureaus' Web sites for information on how to file a dispute. Credit bureaus must investigate any disputed items and remove them if they cannot be verified, Housser noted. Keep copies of all correspondence.

3. Build job history. A stable job history is one factor lenders consider when offering a mortgage loan. Creditors look at job history to understand a consumer's stability and income.

4. Pay bills on time. On-time payments are very important to good credit. Paying bills on time for as little as one month can raise a modest credit score by 20 points.

5. Avoid new debt. "When preparing to apply for a mortgage, do not open any new accounts for six months ahead of time," Housser cautioned. Every new inquiry to a credit report affects the credit score. However, he noted that when consumers shop for the best mortgage loan, credit bureaus do not hold against them multiple inquiries for the same product within a short period of time.

6. Avoid payday loans. Payday loans have annual rates of 200 percent (or more) -- a terrible path into a debt snowball that can destroy financial security.

7. Do not max out cards. Do not charge credit cards up to the limit. "If possible, keep one or two cards open with low or no balances," Housser said. "This will help the important 'credit utilization' aspect of the credit score. Also, avoid making substantial charges on cards one to two months before applying for a mortgage, even if the balance will later be paid in full."

8. Do use credit. Credit bureaus rely on past payment history to gauge borrowers' future behavior. Closing unused accounts while maintaining some debt creates a higher debt-to-credit ratio, which appears as a greater credit risk and lowers a credit score. Use credit cards sparingly (and pay them off monthly) to maintain a current credit history.

9. Resist identity theft. Identity theft can destroy credit ratings. "Protect yourself from unscrupulous individuals who could go through your trash, steal account numbers online or get information through "phishing" scams," Housser said. "Keep important financial information and account numbers in a secure place, shred documents that contain personal information, and never give out personal information in e-mails or phone calls you did not initiate."

"In today's financial market, a good credit score is more important than ever," Housser said. "Take steps today to build and safeguard your credit. A solid score will repay your efforts today and in the future."

Based in San Mateo, Calif., Bills.com is a free one-stop online portal where consumers can educate themselves about complex personal finance issues and comparison shop for products and services including credit cards, debt relief assistance, insurance, mortgages and other loans. The company blogs about consumer finance issues at http://www.bills.com/blog. Since 2002, Bills.com has served more than 30,000 customers nationwide while managing more than $1 billion in consumer debt. Bills.com is a division of Freedom Financial Network, LLC, whose co-founders and CEOs, Andrew Housser and Brad Stroh, have been named Northern California finalists in Ernst & Young's Entrepreneur of the Year Awards.

Press Contact: Aimee Bennett
Company Name: Bills.com
Phone: 303-843-9840
Website: www.bills.com

Mortgage Brokers, Real Estate Agents, and Realtors Find Hope

2008-07-13T11:41:00.000-05:00

Real Estate Agents, Realtors, and Mortgage Brokers Find Hope in Internet Marketing at WowInternetBusiness.com

Real estate professionals being squeezed by the current market conditions are finding relief by joining internet marketing business systems such as www.WowInternetBusiness.com.

Middleton, MA - April 21, 2008 -- Thousands of real estate and mortgage professionals, squeezed out of their livelihood with current market conditions are finding solutions to their own financial crunch on the internet. Internet Marketing used to require specialized knowledge and years of training, but newer online businesses have provided systems that can be picked up and used almost immediately. One such system is provided by WowInternetBusiness.com.

"Internet marketing skills are relatively easy to learn when you are a people person, as anyone in real estate is," says Rodd Stockwell of www.WowInternetBusiness.com. "Selling software or vacations online is not much different that selling houses."

Paul Spradlin of San Diego, CA is one former real estate agent who has made $10,000 -- $15,000 each of the past six months since starting with internet marketing. Internet marketing gurus, such as Darren Gaudry, are coming up with systems that are easier and easier to jump into and learn while earning. Passport to Wealth was one such system that launched about fifteen months ago. It has proven that, as in other industries, it is easy to learn from the experts and be successful.

Professionals who want an easy entry into the world of internet marketing and sales can buy packages such as those offered through WowInternetBusiness.com, an affiliate of My Internet Business.com. "With the help of the computer, so much of the drudgery of sales and running a business can be automated. You can even pay someone a commission to close your sales and keep the lion's share of profits for yourself," says Rodd Stockwell.

About WowInternetBusiness.com:
WowInternetBusiness.com is a newly launched affiliate dedicated to high quality training and education of internet marketers. Even people new to the internet can quickly learn all they need to know to supplement their income selling products and services on line.

Contact:
Rodd Stockwell
www.WowInternetBusiness.com
rodd @ WowInternetBusiness.com

Press Contact: Rodd Stockwell
Company Name: WowInternetBusiness.com
Phone: 978-646-9380
Website: www.WowInternetBusiness.com

Trust Deed Investing Made Easy

2008-07-01T19:14:00.000-05:00

Seven Steps to Trust Deed Investing

Free Guide to Trust Deed Investing Now Available

LOS ANGELES-- July 01, 2008 --Trust deed investing, one of the banking industry's greatest source of profit, is a detail-rich undertaking replete with risks that need to be properly managed, explained Kevin DeMeritt, president of Wilshire Finance Partners.

To make the investment as profitable as possible, investors must be aware of seven important steps to successful investing, he noted. A new guide provides details of the steps.

Among the seven steps are: how to calculate a true protective equity position on potential trust deed properties, how to look into a borrower's credit history, and how to make sure the borrower has a clear exit strategy in order to get loans paid back.

For a free copy of Seven Steps to Successful Trust Deed Investing visit: www.wilshirefinancepartners.com.

Headquartered in Los Angeles, CA, Wilshire Finance Partners, an asset-based commercial real estate lending institution, is located at 1990 S. Bundy Dr. #630; Los Angeles, 90025. Phone: 866-575-5070; 310-736-1370; www.Wilshirefp.com.

Contacts

for Wilshire Finance Partners
C. Keefer Soderbergh, 310-394-7763
christine@keeferpr.com

GE Lighting Systems Unveils LED Street Lights

2008-06-30T10:28:00.000-05:00

Making the Sunshine State a Little Brighter:

GE Lighting Systems Unveils LED StreetDreamsT at 2008 Annual Conference of Mayors

76th Annual Conference of Mayors

HENDERSONVILLE, N.C.-- June 30, 2008 --GE Lighting Systems, Inc., part of GE Consumer & Industrial, recently showcased its new LED StreetDreamsT post-top fixtures at the 76th Annual Conference of Mayors in Miami, Florida. From June 20-24, more than 250 mayors from cities all over the United States descended upon Miami, and GE offered them a sneak peek at one of its latest energy-efficient lighting solutions.

GE provided six of its LED StreetDreamsT luminaires for the event. The new lighting system was installed in the median along Pan American Drive leading up to Miami City Hall.

Municipal leaders are known to be major influencers in the specification and purchase of energy-efficient metropolitan lighting solutions. As downtown revitalization planning has become increasingly sensitive to environmental impacts, LED StreetDreamsT is expected to resonate well with mayors and other municipal authorities because of its energy-efficient LED technology and chic post-top design.

LED StreetDreamsT post-top fixtures will be introduced to the broader market in 2009.

StreetDreamsT is a trademark of the General Electric Company.

About GE Consumer & Industrial

GE Consumer & Industrial spans the globe as an industry leader in major appliance, lighting and integrated industrial equipment, systems and services. Providing solutions for commercial, industrial and residential use in more than 100 countries, GE Consumer & Industrial uses innovative technologies and "ecomagination," a GE initiative to aggressively bring to market new technologies that help customers and consumers meet pressing environmental challenges, to deliver comfort, convenience and electrical protection and control. General Electric (NYSE: GE) brings imagination to work, selling products under the Monogram®, ProfileT GE®, Hotpoint®, SmartWaterT Reveal® and Energy Smart® consumer brands, and Entellisys® industrial brand. For more information, consumers may visit www.ge.com.

Contacts

General Electric
David Schuellerman, 216-266-9702
david.schuellerman@ge.com

Plans to Bring Destination Retail to Canterbury Park Announced

2008-06-06T13:00:00.000-05:00

Canterbury Park and Red Development Announce Plans to Bring Destination Retail to Canterbury Park

The proposed development would enhance the entire Canterbury experience

SHAKOPEE, Minn.-- June 05, 2008 --Canterbury Park Holding Corporation (AMEX:ECP) today announced that it has entered into a letter of intent with RED Development, LLC, a Kansas City based retail developer, to be its exclusive partner in a proposed retail and entertainment development on part of the Company's property in Shakopee, Minnesota. The goal of the proposed development is to build upon Canterbury Park's position as one of Minnesota's best known entertainment venues to create a dynamic, multi-faceted retail and entertainment destination in one of the fastest growing areas of the country.

Under the terms of the agreement, the Company and RED will jointly determine the feasibility of a master-planned retail, entertainment and mixed-use development. The proposed development will be integrated into the existing Racetrack and Card Club property to expand dining, shopping and retail opportunities to visitors of the park, as well as provide entertainment options to visitors of the new destination development. It is expected that the proposed development will be conducted in phases and will be located on land that is currently unused or underutilized.

Before construction of the project can begin, a number of conditions must be satisfied, including development of a mutually agreeable master plan, signing of definitive agreements between Canterbury Park and RED related to the proposed development, input from and approval by the City of Shakopee and Scott County, approval by the Minnesota Racing Commission, and arranging financing for the project.

RED Development has successfully developed other similar projects in the area. In 2003, they opened The Shoppes at Arbor Lakes, a 400,000 square foot lifestyle center in Maple Grove, MN. Not far away, on the east side of St. Paul, the 398,000 square foot Woodbury Lakes was opened in 2005. Both of these projects were done in partnership with Opus Development. Also among RED's more than 30 projects is The Legends at Village West located in Kansas City, Kansas. The Legends combines almost 1.5 million square feet of retail and entertainment and has attracted a great deal of national acclaim.

"We could not be more thrilled about this partnership," said Randy Sampson, President and CEO of Canterbury Park, "RED's experience in creating dynamic destination developments like the Legends project in Kansas City make them a perfect partner for us."

Steve Graham, Vice President of Destination Development for RED also commented: "We look forward to working with Canterbury Park, as well as the City of Shakopee and Scott County, to design a project that will be a first class asset to the City of Shakopee and a magnet for visitors to the region." Mr. Graham added, "Canterbury Park is such a quality facility, we believe it will provide an excellent spring board for retail, entertainment and other features that will increase the importance of Canterbury Park to the Shakopee community and the surrounding area."

About Canterbury Park:

One of Minnesota's largest and well-known entertainment venues, Canterbury Park hosts pari-mutuel wagering and card games at its facility in Shakopee, Minnesota. Pari-mutuel wagering is offered on live thoroughbred and quarter horse races each summer, and simulcast wagering on races held at out-of-state racetracks is available year-round. Canterbury Park's Card Club hosts a variety of poker and casino style card games 24 hours a day. Canterbury Park also derives revenues from related services and activities, such as concessions, parking, admissions, programs, and from other entertainment events held at the facility. To learn more about Canterbury Park, visit our website at www.canterburypark.com

About RED Development, LLC:

RED Development, LLC, formed in 1995, develops, leases, manages and owns shopping centers in rapidly growing communities throughout the country. The company primarily focuses on open-air, regional shopping centers, known as lifestyle centers. Additionally, the company has experience in the development of power and community centers. RED Asset Management was formed in early 2004 to provide property management services for RED's growing portfolio. RED has more than 30 centers open, in development, or under construction, totaling more than 16 million square feet. Within the industry, RED has earned a reputation for delivering as promised and creating strong relationships with its tenants, communities and business partners. RED has more than 200 employees and is co-headquartered in Scottsdale, Ariz., and Kansas City, Mo. To learn more about how RED is "REDefining" retail development, visit www.reddevelopment.com.

Cautionary Statement:

From time to time, in press releases, SEC filings and in other communications to shareholders or the investing public, the Company may make forward-looking statements concerning possible or anticipated future financial performance, business activities or plans which are typically preceded by the words "believes," "expects," "anticipates," "intends" or similar expressions. Shareholders and the investing public should understand that such forward-looking information and statements are subject to risks and uncertainties which could cause actual performance, activities or plans to differ significantly from those presented in the forward-looking statements. Such risks and uncertainties include, but are not limited to: material changes in the level of wagering by patrons, competition from other gaming venues, legislative and regulatory changes, failure to obtain regulatory approvals and/or financing needed for new initiatives and other factors discussed in the Company's SEC filings. For such forward-looking information and statements, the Company claims the protection of the safe harbor for forward-looking statements contained in federal securities laws.

Contacts

Canterbury Park Holding Corporation
Randy Sampson, 952-496-6429
rsampson@canterburypark.com
or
RED Development
Dave Claflin, 816-876-2547
Vice President Marketing
dclaflin@reddevelopment.com
or
Steve Graham, 816-777-2851
Vice President Destination Development
sgraham@reddevelopment.com